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4 bed house for sale Townhall Lane, Lossiemouth, IV31

Offers over

£850,000

Added on 16/09/2026

Type: House
Bedrooms: 4
Bathrooms: 3
Size: £324 per sq ft
Tenure: Freehold

Council tax Band G £3,390 a year EPC B 85

Key features

Breathtaking cliff-top setting with panoramic sea views
Beautifully designed to capitalise on the incredible outlook
Contemporary, stylish yet practical interior
4 spacious bedrooms and 2 luxurious bathrooms
Large two storey garage/workshop

About this property

Contemporary detached house in spectacular coastal setting.

Perched in a commanding cliff-top position, this striking contemporary home is a celebration of light, space and its breathtaking coastal setting. Designed by an architect to fully embrace its dramatic surroundings, the property gazes out across the sweeping sands of East Beach and for miles up the coast, as far as Garmouth. The clean, modern silhouette of the house is softened by its natural materials, creating a welcoming presence that fits beautifully within its environment. Sitting not far from the marina, the house is wonderfully private but has all the facilities of Lossiemouth - one of Moray’s most picturesque towns – within easy reach.

Floorplan

Energy performance

B 85

Current

Potential

92+

81-91

85 B

86 B

69-80

55-68

39-54

21-38

1-20

This home is rated band B, scoring 85 out of 100. The average British home is band D. Its certificate says it could reach band B (86) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the Scottish EPC register for the full certificate and its recommendations.

Council tax

Band G £3,390 a year

Per year

Band A

£1,154
Band B

£1,346
Band C

£1,539
Band D

£1,731
Band E

£2,275
Band F

£2,813
Band G

This home: £3,390
Band H

£4,241

This home is in band G, which costs £3,390 a year in Moray for 2026/27.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on the Scottish Assessors.

Location

Townhall Lane, Lossiemouth, IV31

Open map Street View

Mortgage and LBTT

Property price £850,000

£425k £1.3m

Deposit10% £85,000

£0 £850k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £765,000 mortgage. Most lenders would want a household income of about £170,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.