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2 bed flat for sale Effra Road, London, SW2

Offers Over

£435,000

Added on 23/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £642 per sq ft
Tenure: Leasehold

Highlights

From the agent's description

Chain free
Period property
Period features
Top floor

About this property

Stirling Ackroyd presents this lovely top-floor period flat, offering character features, stylish split-level accommodation, two good-sized double bedrooms and plenty of natural light.

The building itself has recently had £75,000 worth of works completed and there are plans to renovate the communal areas, to which the reserve fund will cover the costs of. This shows that there is a competent management of the building.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,365
Band B

£1,592
Band C

£1,820
Band D

£2,047
Band E

£2,502
Band F

£2,957
Band G

£3,412
Band H

£4,094

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Lambeth, 2026/27 bills run from £1,365 a year in band A to £4,094 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lambeth, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £435,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

100 comparables · within 0.9 miles

Cheaper than 77% of the 2-bed flats for sale nearby right now.

This home, £435,000 Median £512,500 · £372,500 – £650,000

Per square foot

£642 9% under

2-bed flats nearby £703

Against sold prices

5% under

SW2 sold median £672 / sq ft, 1,184 sales

Compared with 100 2-bed flats for sale within 0.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in SW2 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in SW2 →

Location

Effra Road, London, SW2

Open map Street View

Mortgage and stamp duty

Property price £435,000

£217k £653k

Deposit10% £44,000

£0 £435k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £391,000 mortgage. Most lenders would want a household income of about £87,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
First Floor Flat, 83, Effra Road Flat / maisonette	Flat / maisonette	Apr 2024	657 sq ft £739/sq ft	657 sq ft	£739	£485,000
Ground Floor Flat, 83, Effra Road Flat / maisonette	Flat / maisonette	Aug 2022	657 sq ft £849/sq ft	657 sq ft	£849	£557,500
First Floor Flat, 83, Effra Road Flat / maisonette	Flat / maisonette	Apr 2021	657 sq ft £221/sq ft	657 sq ft	£221	£145,000
Flat 1, 79, Effra Road Flat / maisonette	Flat / maisonette	Nov 2018	657 sq ft £838/sq ft	657 sq ft	£838	£550,000
First Floor Flat, 83, Effra Road Flat / maisonette	Flat / maisonette	Dec 2016	657 sq ft £685/sq ft	657 sq ft	£685	£450,000
Ground Floor Flat, 83, Effra Road Flat / maisonette	Flat / maisonette	Mar 2016	657 sq ft £762/sq ft	657 sq ft	£762	£500,000
Flat 3, 79, Effra Road Flat / maisonette	Flat / maisonette	Jan 2016	291 sq ft £905/sq ft	291 sq ft	£905	£263,000
Flat 4, 79, Effra Road Flat / maisonette	Flat / maisonette	Sept 2014	517 sq ft £726/sq ft	517 sq ft	£726	£375,000