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Development plot for sale Stotfield Road, Lossiemouth, IV31

Offers in Region Of
£230,000
Strutt & Parker logo

Added on 26/10/2026

Type
Land
Tenure
Freehold

Key features

  • Rarely available building plot
  • Spectacular views
  • Coastal

About this property

A rarely available building plot with planning in principle with stunning views

A wonderful opportunity to acquire a building plot in an elevated position with stunning, panoramic, far reaching views.

The plot enjoys a fantastic position sited directly above the famous 18th Hole at Moray Golf Club and the Moray Firth coast. Planning in principle has been granted on the plot for a detached luxury dwelling house comprising four bedrooms, integrated garage, gardens and offstreet parking.

Council tax

Ask agent
Per year
  • Band A
    £1,154
  • Band B
    £1,346
  • Band C
    £1,539
  • Band D
    £1,731
  • Band E
    £2,275
  • Band F
    £2,813
  • Band G
    £3,390
  • Band H
    £4,241

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Moray, 2026/27 bills run from £1,154 a year in band A to £4,241 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

  1. Listed
    October 2026 £230,000

    this listing

Location

Stotfield Road, Lossiemouth, IV31

Mortgage and LBTT

Property price £230,000
£115k £345k
Deposit10% £23,000
£0 £230k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £207,000 mortgage. Most lenders would want a household income of about £46,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Area insights

The neighbourhood around this property.

Marketed by
Strutt & Parker, Inverness
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