Flat for sale St. James Road, Tunbridge Wells, Kent, TN1

1 bath Flat

Share of freehold

Added on 16/09/2026

About this property

Situated in the highly desirable St. James' area of Tunbridge Wells, this beautifully presented ground floor studio apartment offers a superb opportunity for first-time buyers, professionals, investors or those seeking a stylish pied-à-terre. Combining character, clever design and practicality, the property benefits from a mezzanine area, allocated off-road parking and the significant advantage of a share of the freehold, all within easy reach of the town centre and mainline station.

Key features

Ground floor studio apartment
Attractive mezzanine area
Bright and spacious open-plan living accommodation
Charming bijoux feel throughout
Elegant wooden shutters
Allocated off-road parking space
Share of freehold
Excellent first-time purchase or investment

Floorplan

Location

St. James Road, Tunbridge Wells, Kent, TN1

Open map Street View

Council tax band: Ask agent

Mortgage and stamp duty

Property price £110,000

£55k £165k

Deposit10% £11,000

£0 £110k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £99,000 mortgage. Most lenders would want a household income of about £22,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.