1/5

1 bed flat for sale Westgate, Ripon, HG4

Asking Price

£120,000

Added on 30/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £217 per sq ft
Tenure: Ask agent; 995 years left(from the agent's description)

Council tax Band A £1,696 a year

* From the agent's description. Check it with them before you rely on it.

Key features

City Centre Location
Investment Opportunity
Turn Key Condition
EPC C

About this property

A well-presented one bedroom maisonette apartment situated in a highly convenient city centre location on Westgate, Ripon. Positioned just a stone's throw from the historic Market Place and the wide range of amenities, shops, cafés and restaurants the city has to offer, this property represents an excellent investment opportunity with a tenant currently in situ, with a rental income of £675 pcm, achieving a gross yield of 6.75%.

Floorplan

Council tax

Band A £1,696 a year

Per year

Band A

This home: £1,696
Band B

£1,979
Band C

£2,262
Band D

£2,544
Band E

£3,110
Band F

£3,675
Band G

£4,241
Band H

£5,089

This home is in band A, which costs £1,696 a year in North Yorkshire for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across North Yorkshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£217 / sq ft

Area average (sold)

£292 / sq ft

Price per area, sold homes nearby

£198 / sq ft

£217 / sq ft

£385 / sq ft

Lowest

This home

Highest

£217 per sq ft, below the middle of recent sales in HG4 (£198–£385, 10th–90th percentile, 540 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 540 homes sold in HG4 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in HG4 →

Location

Westgate, Ripon, HG4

Open map Street View

Mortgage and stamp duty

Property price £120,000

£60k £180k

Deposit10% £12,000

£0 £120k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
12b, Westgate Flat / maisonette	Flat / maisonette	Nov 2024	538 sq ft £186/sq ft	538 sq ft	£186	£100,000
Flat 1, 1, Westgate Flat / maisonette	Flat / maisonette	Mar 2023	452 sq ft £249/sq ft	452 sq ft	£249	£112,500
18, Westgate Terraced	Terraced	Jun 2022	n/a	n/a	n/a	£183,156
Flat 2, 1, Westgate Flat / maisonette	Flat / maisonette	Mar 2019	538 sq ft £181/sq ft	538 sq ft	£181	£97,500
19, Westgate Terraced	Terraced	Jun 2017	1,507 sq ft £196/sq ft	1,507 sq ft	£196	£295,000
The Cottage, 1, Westgate Terraced	Terraced	Jun 2016	452 sq ft £254/sq ft	452 sq ft	£254	£115,000
17, Westgate Terraced	Terraced	May 2015	753 sq ft £182/sq ft	753 sq ft	£182	£137,000
Flat 2, 1, Westgate Flat / maisonette	Flat / maisonette	May 2014	538 sq ft £158/sq ft	538 sq ft	£158	£85,000