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2 bed flat for sale Church Lane, Ryde, PO33

Asking price

£115,000

Reduced on 08/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £151 per sq ft
Tenure: Ask agent; 125 years left(from the agent's description)

Service charge £2,532 a year Council tax Band A £1,751 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Two bedroom apartment
Spacious layout
Superb town centre location
Close to local shops
Minutes walk from beaches
Well-presented throughout

About this property

This beautiful period building is situated in the very heart of central Ryde. The flat is on the 2nd floor of the building and as such is rewarded with a fantastic birds eye view of town and sea glimpses whilst ensuring noise is at a minimum. Internally the flat appears well lit naturally due to the large windows throughout.

Floorplan

Council tax

Band A £1,751 a year

Per year

Band A

This home: £1,751
Band B

£2,042
Band C

£2,334
Band D

£2,626
Band E

£3,209
Band F

£3,793
Band G

£4,376
Band H

£5,252

This home is in band A, which costs £1,751 a year in Isle of Wight for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Isle of Wight, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£151 / sq ft

Area average (sold)

£279 / sq ft

Price per area, sold homes nearby

£176 / sq ft

£151 / sq ft

£387 / sq ft

Lowest

This home

Highest

£151 per sq ft, below almost all recent sales in PO33 (£176–£387, 10th–90th percentile, 830 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 830 homes sold in PO33 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in PO33 →

Location

Church Lane, Ryde, PO33

Open map Street View

Mortgage and stamp duty

Property price £115,000

£57k £173k

Deposit10% £12,000

£0 £115k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £103,000 mortgage. Most lenders would want a household income of about £23,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 6, James House, Church Lane Flat / maisonette	Flat / maisonette	Dec 2024	538 sq ft £204/sq ft	538 sq ft	£204	£110,000
Flat 4, James House, Church Lane Flat / maisonette	Flat / maisonette	Feb 2023	893 sq ft £114/sq ft	893 sq ft	£114	£101,500
Flat 2, James House, Church Lane Flat / maisonette	Flat / maisonette	Apr 2017	646 sq ft £136/sq ft	646 sq ft	£136	£88,000
Flat 6, James House, Church Lane Flat / maisonette	Flat / maisonette	Jul 2016	538 sq ft £152/sq ft	538 sq ft	£152	£82,000
Flat 6, James House, Church Lane Flat / maisonette	Flat / maisonette	May 2008	538 sq ft £158/sq ft	538 sq ft	£158	£85,000
Flat 5, James House, Church Lane Flat / maisonette	Flat / maisonette	Sept 2007	581 sq ft £163/sq ft	581 sq ft	£163	£95,000
Flat 3, James House, Church Lane Flat / maisonette	Flat / maisonette	Jun 2007	n/a	n/a	n/a	£114,950
Flat 1, James House, Church Lane Flat / maisonette	Flat / maisonette	Jan 2005	n/a	n/a	n/a	£87,500