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1 bed flat for sale High Road, Loughton, IG10

Asking price
£250,000
Spencer Munson logo

Added on 02/10/2026

Type
Flat
Bedrooms
1
Bathrooms
1
Tenure
Leasehold
146 years left(from the agent's description)
Service charge £1,732 a year(from the agent's description) Council tax Band C £2,024 a year

* From the agent's description. Check it with them before you rely on it.

Key features

  • One Bedroom First Floor Flat
  • Large open planned living space with fitted kitchen
  • Double bedroom
  • Chain Free
  • Leasehold Lease Length 146 years approx
  • Walking Distance to central line station
  • Allocated parking
  • Service Charge £1732 Buildings Insurance £245
  • EPC Rating C Council Tax band C

About this property

Guide Price £250,000 - £260,000

Spencer Munson are delighted to offer this one-bedroom first-floor flat, ideally located just off Loughton High Road. This chain-free leasehold property benefits from a spacious open-plan living area with a fitted kitchen, a well-proportioned double bedroom and a family bathroom.

Situated moments from Loughton High Road, the properties location is highly convenient with a wide selection of shops, bars and restaurants nearby. The property is well served by excellent transport links, with Loughton Underground Station (Central Line) within walking distance and several bus routes close by.

Floorplan

Council tax

Band C £2,024 a year
Per year
  • Band A
    £1,518
  • Band B
    £1,771
  • Band C
    This home: £2,024
  • Band D
    £2,277
  • Band E
    £2,783
  • Band F
    £3,289
  • Band G
    £3,795
  • Band H
    £4,554

This home is in band C, which costs £2,024 a year in Epping Forest for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Epping Forest, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

31 comparables · within 3 miles

Cheaper than 65% of the 1-bed flats for sale nearby right now.

This home, £250,000 Median £280,000 · £210,000 – £455,000

Compared with 31 1-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

High Road, Loughton, IG10

Mortgage and stamp duty

Property price £250,000
£125k £375k
Deposit10% £25,000
£0 £250k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £225,000 mortgage. Most lenders would want a household income of about £50,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
11, Vanryne House, 264, High Road Flat / maisonetteDec 2022n/a£282,500
4, Vanryne House, 264, High Road Flat / maisonetteSept 2022420 sq ft £667/sq ft£280,000
1, Vanryne House, 264, High Road Flat / maisonetteJun 2016n/a£263,000
9, Diggens Court, High Road Flat / maisonetteApr 2016603 sq ft £531/sq ft£320,000
6, Vanryne House, 264, High Road Flat / maisonetteJan 2015n/a£172,500
1, Vanryne House, 264, High Road Flat / maisonetteAug 2014n/a£192,500
7, Vanryne House, 264, High Road Flat / maisonetteDec 2009n/a£161,500
6, Vanryne House, 264, High Road Flat / maisonetteApr 2008n/a£171,000

All sold prices in Loughton →

Area insights

The neighbourhood around this property.

Marketed by
Spencer Munson, South Woodford Office
41 High Road, South Woodford, London
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