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2 bed house for sale Vale Terrace, Waterfoot, BB4

Guide Price

£189,995

Added on 27/09/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Size: £96 per sq ft
Tenure: Leasehold; 826 years left

Ground rent £9 a year Council tax Band B £1,960 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Spacious acomodation
Attic space
Two chamber cellar
No onwards chain
Lease 999yrs from 11/7/1854
Ground Rent : £9.15
Council Tax Band: B. EPC: C

About this property

This impressive garden-fronted mid-stone cottage provides a surprisingly spacious and highly flexible arrangement of accommodation arranged over four floors, making it an excellent proposition for families, buyers requiring additional working or hobby space, or those simply looking for a home with considerably more space than initially meets the eye.

Floorplan

Council tax

Band B £1,960 a year

Per year

Band A

£1,680
Band B

This home: £1,960
Band C

£2,240
Band D

£2,520
Band E

£3,080
Band F

£3,640
Band G

£4,200
Band H

£5,040

This home is in band B, which costs £1,960 a year in Rossendale for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Rossendale, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

22 comparables · within 3 miles

Priced above 77% of the 2-bed houses for sale nearby right now.

This home, £189,995 Median £139,998 · £105,500 – £229,000

Per square foot

£96 43% under

2-bed houses nearby £169

Against sold prices

55% under

BB4 sold median £212 / sq ft, 1,196 sales

Compared with 22 2-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in BB4 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in BB4 →

Location

Vale Terrace, Waterfoot, BB4

Open map Street View

Mortgage and stamp duty

Property price £189,995

£94k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £170,995 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
5, Vale Terrace Terraced	Terraced	Aug 2025	1,367 sq ft £150/sq ft	1,367 sq ft	£150	£205,000
9, Vale Terrace Terraced	Terraced	Mar 2024	1,367 sq ft £86/sq ft	1,367 sq ft	£86	£118,000
1, Vale Terrace Terraced	Terraced	Jan 2020	1,270 sq ft £101/sq ft	1,270 sq ft	£101	£128,000
9, Vale Terrace Terraced	Terraced	Jan 2007	1,367 sq ft £69/sq ft	1,367 sq ft	£69	£94,750
3, Vale Terrace Terraced	Terraced	May 2006	1,367 sq ft £69/sq ft	1,367 sq ft	£69	£95,000
1, Vale Terrace Terraced	Terraced	Jun 2005	1,270 sq ft £79/sq ft	1,270 sq ft	£79	£100,000
1, Vale Terrace Terraced	Terraced	Jan 2004	1,270 sq ft £71/sq ft	1,270 sq ft	£71	£90,500
15, Vale Terrace Terraced	Terraced	Aug 2000	n/a	n/a	n/a	£85,000