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2 bed flat for sale Monson Street, Lincoln, LN5

Asking price

£110,000

Added on 25/09/2026

Type: Flat
Bedrooms: 2
Size: £141 per sq ft
Tenure: Freehold

About this property

Situated on Monson Street, this spacious two-bedroom ground-floor flat offers approximately 778 sq. ft. of accommodation and has the added benefit of its own private garden, making it a particularly appealing option for first-time buyers, investors or those looking for convenient single-level living. The accommodation begins with an entrance hall leading into a well-proportioned double bedroom. A generous lounge sits at the heart of the property, providing plenty of space for both relaxing and entertaining, while the fitted kitchen offers a good range of units and worktop space. There is also a modern bathroom.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,549
Band B

£1,807
Band C

£2,065
Band D

£2,323
Band E

£2,839
Band F

£3,356
Band G

£3,872
Band H

£4,646

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Lincoln, 2026/27 bills run from £1,549 a year in band A to £4,646 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lincoln, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

53 comparables · within 2.9 miles

Cheaper than 77% of the 2-bed flats for sale nearby right now.

This home, £110,000 Median £150,000 · £92,000 – £362,600

Per square foot

£141 25% under

2-bed flats nearby £188

Against sold prices

37% under

LN5 sold median £226 / sq ft, 862 sales

Compared with 53 2-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in LN5 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in LN5 →

Location

Monson Street, Lincoln, LN5

Open map Street View

Mortgage and stamp duty

Property price £110,000

£55k £165k

Deposit10% £11,000

£0 £110k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £99,000 mortgage. Most lenders would want a household income of about £22,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
17, Monson Street Detached	Detached	Aug 2023	549 sq ft £255/sq ft	549 sq ft	£255	£140,000
Flat 2, 19, Monson Street Terraced	Terraced	Dec 2014	334 sq ft £450/sq ft	334 sq ft	£450	£150,000
32, Monson Street Terraced	Terraced	Oct 2014	635 sq ft £110/sq ft	635 sq ft	£110	£70,000
17, Monson Street Detached	Detached	Aug 2010	549 sq ft £182/sq ft	549 sq ft	£182	£99,950
22, Monson Street Terraced	Terraced	Sept 2007	990 sq ft £141/sq ft	990 sq ft	£141	£139,995
19, Monson Street Terraced	Terraced	Mar 2007	1,378 sq ft £51/sq ft	1,378 sq ft	£51	£70,000
21, Monson Street Terraced	Terraced	Jun 2006	n/a	n/a	n/a	£118,000
17, Monson Street Detached	Detached	Apr 2006	549 sq ft £164/sq ft	549 sq ft	£164	£89,950