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2 bed flat for sale Whitford Gardens, Mitcham, CR4

Offers in Excess of
£325,000
Andrews Property Group logo

Added on 07/09/2026

Type
Flat
Bedrooms
2
Bathrooms
1
Size
£433 per sq ft
Tenure
Ask agent
EPC Energy rating band D 59 potential C

About this property

Floorplan

Energy performance

Energy rating band D 59
Current
Potential
92+
A
81-91
B
69-80
C
Potential rating: 73 C
55-68
D
Current rating: 59 D
39-54
E
21-38
F
1-20
G

This home is rated band D, scoring 59 out of 100. The average British home is band D. Its certificate says it could reach band C (73) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent
Per year
  • Band A
    £1,431
  • Band B
    £1,670
  • Band C
    £1,908
  • Band D
    £2,147
  • Band E
    £2,624
  • Band F
    £3,101
  • Band G
    £3,578
  • Band H
    £4,294

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Merton, 2026/27 bills run from £1,431 a year in band A to £4,294 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Merton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

  1. Listed
    September 2026 £325,000

    2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

100 comparables · within 1.5 miles

Cheaper than 60% of the 2-bed flats for sale nearby right now.

This home, £325,000 Median £375,000 · £264,500 – £500,000
Per square foot
£433 19% under
2-bed flats nearby £535
Against sold prices
15% under
CR4 sold median £510 / sq ft, 753 sales

Compared with 100 2-bed flats for sale within 1.5 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR4 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR4 →

Location

Whitford Gardens, Mitcham, CR4

Mortgage and stamp duty

Property price £325,000
£162k £488k
Deposit10% £33,000
£0 £325k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
4, Whitford Gardens TerracedAug 2023958 sq ft £511/sq ft£490,000
26, Whitford Gardens TerracedMay 2023990 sq ft £434/sq ft£430,000
Flat 2, 32, Whitford Gardens Flat / maisonetteDec 2022n/a£318,000
44b, Whitford Gardens Flat / maisonetteJun 2022n/a£320,000
58b, Whitford Gardens Flat / maisonetteJul 2021775 sq ft £319/sq ft£247,000
42, Whitford Gardens TerracedNov 2020818 sq ft £513/sq ft£420,000
Flat 2, 32, Whitford Gardens Flat / maisonetteMar 2018n/a£275,000
58b, Whitford Gardens Flat / maisonetteSept 2016775 sq ft £258/sq ft£200,000

All sales on Whitford Gardens → All sold prices in Mitcham →

Area insights

The neighbourhood around this property.

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