1 bed flat for sale Effingham Street, Ramsgate, CT11

Guide price

£60,000

Added on 12/10/2026

For sale by auction

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Freehold

Council tax Band A

Key features

One Bedroom
No Chain
Freehold Flat
Ideal First Time Buy/Holiday Home
Close to the Harbour
EPC Grade E
Council tax band A
For sale by modern method of auction
Subject to an undisclosed reserve price

About this property

* MODERN METHOD OF AUCTION* This quaint and quirky one bedroom flat will make for an ideal holiday home or even a first-time buy due to its proximity to Ramsgate's major tourist attractions - including the Royal Harbour. Internal viewing is a must, so call and book in today! Location Situated in the very heart of Ramsgate town Effingham Street is in very close proximity to the town centre, with a plethora of shops and amenities - including Waitrose, and also the historic Royal Harbour which boasts some fantastic bars and restaurants.

Floorplan

Council tax

Band A

Location

Effingham Street, Ramsgate, CT11

Open map Street View

Mortgage and stamp duty

Property price £60,000

£30k £90k

Deposit10% £6,000

£0 £60k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £54,000 mortgage. Most lenders would want a household income of about £12,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.