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2 bed house for sale Middleton, Cowling, BD22

Asking Price

£185,000

Added on 19/10/2026

Type: Cottage
Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

Key features

STONE BUILT COTTAGE
TWO DOUBLE BEDROOMS
DELIGHTFUL COTTAGE GARDEN
TRADITIONAL KEEPING CELLAR
TRADITIONAL CEILING BEAMS
CURRENTLY OPERATING AS SUCCESSFUL LONG-TERM HOLIDAY LET
OFFERING COUNTRYSIDE VIEWS
MIDDLETON IS A CHARMING RURAL HAMLET
SHORT STROLL FROM THE AMENITIES OF COWLING VILLAGE
APPEALING TO WALKERS, OUTDOOR ENTHUSIASTS AND VISITORS.

About this property

PROPERTY DETAILSA charming two double bedroom stone-built cottage, beautifully renovated throughout and tucked away in the peaceful hamlet of Middleton, on the fringe of the popular village of Cowling. Brimming with character and enjoying a delightful cottage garden, countryside views and renowned Pennine way, this hidden gem offers an exciting opportunity for those seeking an idyllic permanent home, country retreat or holiday let investment. Nestled within the delightful rural hamlet of Middleton, surrounded by beautiful open countryside yet just a short stroll from the amenities of Cowling village, this charming stone-built cottage offers a wonderful blend of traditional character and contemporary comfort.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,696
Band B

£1,979
Band C

£2,262
Band D

£2,544
Band E

£3,110
Band F

£3,675
Band G

£4,241
Band H

£5,089

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In North Yorkshire, 2026/27 bills run from £1,696 a year in band A to £5,089 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across North Yorkshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Middleton, Cowling, BD22

Open map Street View

Mortgage and stamp duty

Property price £185,000

£92k £278k

Deposit10% £19,000

£0 £185k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £166,000 mortgage. Most lenders would want a household income of about £37,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
50, Middleton Terraced	Terraced	Dec 2025	506 sq ft £381/sq ft	506 sq ft	£381	£192,500
71, Middleton Terraced	Terraced	May 2023	721 sq ft £153/sq ft	721 sq ft	£153	£110,000
28, Middleton Terraced	Terraced	Sept 2022	797 sq ft £245/sq ft	797 sq ft	£245	£195,000
50, Middleton Terraced	Terraced	Nov 2021	506 sq ft £331/sq ft	506 sq ft	£331	£167,500
The Croft, Middleton Detached	Detached	Feb 2021	n/a	n/a	n/a	£399,950
Chapel House, Middleton Detached	Detached	Feb 2021	n/a	n/a	n/a	£430,000
9, Middleton Terraced	Terraced	Sept 2020	678 sq ft £229/sq ft	678 sq ft	£229	£155,000
48, Middleton Terraced	Terraced	Sept 2020	990 sq ft £141/sq ft	990 sq ft	£141	£140,000