1/8
£220,000
3 beds
Portland Close, Newbold Road, Chesterfield
0.03 miles
away
Leasehold
Added on 16/09/2026 
1/10
1/10
£115,000
OIRO 2 bed house for sale Spencer Street, Chesterfield, S40 4SD
2
beds 1
bath House
Freehold
Added on 16/09/2026
About this property
REDUCED & ON THE MARKET TO BE SOLD - OFFERED WITH NO CHAIN - TWO BEDROOM TERRACE IN CHESTERFIELD TOWN CENTRE! *SUPERB FIRST TIME BUYER OPPORTUNITY OR FOR DOWNSIZERS ALIKE* Spencer Street is a quiet residential road in Chesterfield, known for its mix of traditional terraced homes and easy access to local amenities. The area has a relaxed, community feel while still being close to the town centre, shops, and green spaces.
Key features
- NO CHAIN
- TWO DOUBLE BEDROOMS
- TERRACED HOUSE
- TOWN CENTRE LOCATION
- CLOSE TO TRAIN STATION
- VIEW NOW
Floorplan
Location
Spencer Street, Chesterfield, S40 4SD
- Council tax
- Band A (Approx £1,560/year)Chesterfield's 2026/27 area average, including the typical parish precept for band A. Your bill may differ: single-person and other discounts may apply.
Mortgage and stamp duty
Property price £115,000
£57k £173k
Deposit10% £12,000
£0 £115k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £103,000 mortgage. Most lenders would want a household income of about £23,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in S40 4SD. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 33, Spencer Street Semi-detached | Semi-detached | Feb 2026 | 840 sq ft £176/sq ft | 840 sq ft | £176 | £148,000 |
| 26, Spencer Street Semi-detached | Semi-detached | Oct 2025 | 753 sq ft £186/sq ft | 753 sq ft | £186 | £139,950 |
| 49, Spencer Street Terraced | Terraced | Sept 2025 | 678 sq ft £239/sq ft | 678 sq ft | £239 | £162,000 |
| 12, Spencer Street Terraced | Terraced | Oct 2024 | 775 sq ft £161/sq ft | 775 sq ft | £161 | £125,000 |
| 2b, Spencer Street Detached | Detached | Aug 2024 | 1,216 sq ft £289/sq ft | 1,216 sq ft | £289 | £352,000 |
| 20, Spencer Street Terraced | Terraced | Apr 2023 | 710 sq ft £218/sq ft | 710 sq ft | £218 | £155,000 |
| 21, Spencer Street Terraced | Terraced | Apr 2023 | 764 sq ft £164/sq ft | 764 sq ft | £164 | £125,000 |
| 59, Spencer Street Terraced | Terraced | Nov 2020 | 807 sq ft £186/sq ft | 807 sq ft | £186 | £150,000 |
All sales on Spencer Street → All sold prices in Chesterfield →
Area insights
The neighbourhood around this property.
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