2 bed house for sale Twynholm, Kirkcudbright, DG6 4PP

2 beds 1 bath Detached House

Tenure: ask agent

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About this property

Discover a truly idyllic lifestyle property with this charming detached two-bedroom cottage, set within approximately 1.2 acres of beautifully varied grounds. This home offers a unique blend of privacy, self-sufficiency, and a peaceful rural setting, yet remains within easy reach of the region’s most desirable towns and coastline.

Key features

Detached Two bedroom Cottage sitting in 1.2 acres
Lounge/Diner
Conservatory
Kitchen
Shower Room
Solar panels & air‑source heat pump for efficient, low‑cost living
Private water source & septic tank
Potential to extend (subject to consents)
Driveway
FH-0705

Floorplan

Location

Twynholm, Kirkcudbright, DG6 4PP

Open map Street View

Council tax: Band D (Approx £1,579/year)

Mortgage and LBTT

Property price £325,000

£162k £488k

Deposit10% £33,000

£0 £325k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.