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3 bed house for sale York Street, Bedford, MK40

Offers over

£450,000

Added on 26/09/2026

Type: Semi-detached
Bedrooms: 3
Bathrooms: 2
Size: £382 per sq ft
Tenure: Freehold

EPC D 63 potential C

Highlights

From the agent's description

Period property
Period features
Garage
Driveway
Private garden
Downstairs WC

About this property

A charming three double bedroom semi-detached Victorian residence, showcasing a classic bay-fronted façade and an abundance of character throughout, ideally positioned along the ever-popular York Road.

Internally, the property offers well-balanced and versatile accommodation, featuring two separate reception rooms, providing excellent space for both formal entertaining and relaxed family living. A refitted kitchen has been thoughtfully designed with modern fittings, complemented by a practical downstairs utility/cloakroom with WC.

Floorplan

Energy performance

D 63

Current

Potential

92+

81-91

69-80

76 C

55-68

63 D

39-54

21-38

1-20

This home is rated band D, scoring 63 out of 100. The average British home is band D. Its certificate says it could reach band C (76) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,648
Band B

£1,922
Band C

£2,197
Band D

£2,472
Band E

£3,021
Band F

£3,570
Band G

£4,120
Band H

£4,943

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bedford, 2026/27 bills run from £1,648 a year in band A to £4,943 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bedford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

95 comparables · within 2.9 miles

Priced above 89% of the 3-bed houses for sale nearby right now.

This home, £450,000 Median £325,000 · £254,000 – £446,000

Per square foot

£382 16% over

3-bed houses nearby £329

Against sold prices

10% over

MK40 sold median £346 / sq ft, 1,003 sales

Compared with 95 3-bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in MK40 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in MK40 →

Location

York Street, Bedford, MK40

Open map Street View

Mortgage and stamp duty

Property price £450,000

£225k £675k

Deposit10% £45,000

£0 £450k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £405,000 mortgage. Most lenders would want a household income of about £90,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
81, York Street Semi-detached	Semi-detached	Oct 2024	1,076 sq ft £451/sq ft	1,076 sq ft	£451	£485,000
83, York Street Semi-detached	Semi-detached	Jul 2022	1,668 sq ft £375/sq ft	1,668 sq ft	£375	£625,000
91, York Street Semi-detached	Semi-detached	Jun 2021	1,098 sq ft £370/sq ft	1,098 sq ft	£370	£406,500
83, York Street Semi-detached	Semi-detached	Apr 2021	1,668 sq ft £198/sq ft	1,668 sq ft	£198	£330,000
93, York Street Semi-detached	Semi-detached	Feb 2021	1,098 sq ft £307/sq ft	1,098 sq ft	£307	£337,500
84, York Street Semi-detached	Semi-detached	Aug 2018	1,227 sq ft £353/sq ft	1,227 sq ft	£353	£432,732
91, York Street Semi-detached	Semi-detached	Jul 2017	1,098 sq ft £282/sq ft	1,098 sq ft	£282	£310,000
86, York Street Semi-detached	Semi-detached	Jan 2016	1,302 sq ft £292/sq ft	1,302 sq ft	£292	£380,000