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3 bed house for sale Prospect Street, Lancaster, LA1

Offers over

£165,000

Reduced on 18/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £188 per sq ft
Tenure: Freehold

About this property

Immaculate Turn-Key Three Bedroom Home with Two Reception Rooms;

An absolutely superb and immaculately presented home, this outstanding property offers a rare opportunity to purchase a true turn-key residence in perfect condition throughout. Beautifully maintained and thoughtfully improved by the current owner, the result is a warm, welcoming and stylish home that feels like a pristine blank canvas — ready for a new owner to move straight in and enjoy.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,669
Band B

£1,947
Band C

£2,225
Band D

£2,503
Band E

£3,059
Band F

£3,616
Band G

£4,172
Band H

£5,006

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Lancaster, 2026/27 bills run from £1,669 a year in band A to £5,006 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lancaster, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

41 comparables · within 3 miles

Cheaper than 76% of the 3-bed houses for sale nearby right now.

This home, £165,000 Median £220,000 · £150,000 – £315,000

Per square foot

£188 9% under

3-bed houses nearby £205

Against sold prices

16% under

LA1 sold median £223 / sq ft, 1,307 sales

Compared with 41 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in LA1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in LA1 →

Location

Prospect Street, Lancaster, LA1

Open map Street View

Mortgage and stamp duty

Property price £165,000

£82k £248k

Deposit10% £17,000

£0 £165k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £148,000 mortgage. Most lenders would want a household income of about £33,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
104, Prospect Street Terraced	Terraced	May 2022	829 sq ft £175/sq ft	829 sq ft	£175	£145,000
110, Prospect Street Terraced	Terraced	Mar 2021	883 sq ft £187/sq ft	883 sq ft	£187	£165,000
108, Prospect Street Terraced	Terraced	Jan 2016	872 sq ft £115/sq ft	872 sq ft	£115	£100,000
102, Prospect Street Terraced	Terraced	Nov 2013	829 sq ft £133/sq ft	829 sq ft	£133	£110,000
112, Prospect Street Terraced	Terraced	Jun 2012	1,152 sq ft £118/sq ft	1,152 sq ft	£118	£136,000
83, Prospect Street Semi-detached	Semi-detached	Nov 2006	1,550 sq ft £96/sq ft	1,550 sq ft	£96	£149,000
81, Prospect Street Terraced	Terraced	Apr 2005	1,399 sq ft £84/sq ft	1,399 sq ft	£84	£117,000
100, Prospect Street Terraced	Terraced	Apr 2004	1,023 sq ft £98/sq ft	1,023 sq ft	£98	£100,000