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2 bed flat for sale St. Swithins Close, Derby, DE22

Asking price

£125,000

Added on 23/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £184 per sq ft
Tenure: Ask agent

Council tax Band C £2,050 a year

Key features

Ideal Investment or First Time Buy
Top Floor Apartment
Central Heating
Allocated parking
Close to local amenities & Commuter routes
No Upward Chain

About this property

IDEAL FIRST TIME BUY OR INVESTMENT

Leaders are delighted to offer for sale this two bedroom well-presented top floor apartment. Ideally located, being close to local amenities, schools, easy access to commuter routes and major employers including Rolls-Royce, Toyota, Nestle & JCB.

The accommodation briefly comprises; entrance hallway leading to all accommodation. Two double bedrooms, spacious open plan living/kitchen/dining area and main bathroom.

Floorplan

Council tax

Band C £2,050 a year

Per year

Band A

£1,537
Band B

£1,794
Band C

This home: £2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

This home is in band C, which costs £2,050 a year in Derby for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 2.6 miles

Priced above 54% of the 2-bed flats for sale nearby right now.

This home, £125,000 Median £120,000 · £85,000 – £190,500

Per square foot

£184 In line

2-bed flats nearby £184

Against sold prices

32% under

DE22 sold median £270 / sq ft, 1,363 sales

Compared with 100 2-bed flats for sale within 2.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE22 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE22 →

Location

St. Swithins Close, Derby, DE22

Open map Street View

Mortgage and stamp duty

Property price £125,000

£62k £188k

Deposit10% £13,000

£0 £125k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
2, Bishops Green Flat / maisonette	Flat / maisonette	Feb 2026	753 sq ft £173/sq ft	753 sq ft	£173	£130,000
4, Bishops Green Flat / maisonette	Flat / maisonette	Aug 2025	753 sq ft £158/sq ft	753 sq ft	£158	£119,000
23, Bishops Green Flat / maisonette	Flat / maisonette	Apr 2025	710 sq ft £162/sq ft	710 sq ft	£162	£115,000
8, Bishops Green Flat / maisonette	Flat / maisonette	Apr 2025	700 sq ft £174/sq ft	700 sq ft	£174	£122,000
1, Bishops Green Flat / maisonette	Flat / maisonette	Apr 2022	710 sq ft £135/sq ft	710 sq ft	£135	£96,000
8, Bishops Green Flat / maisonette	Flat / maisonette	Jan 2022	700 sq ft £153/sq ft	700 sq ft	£153	£107,000
22, Bishops Green Flat / maisonette	Flat / maisonette	Jan 2022	743 sq ft £172/sq ft	743 sq ft	£172	£127,500
14, Bishops Green Flat / maisonette	Flat / maisonette	Sept 2019	797 sq ft £121/sq ft	797 sq ft	£121	£96,000