1/8
£625,000
2 beds · 1 bath · 722 sq ft
Bardwell Road, St. Albans, Hertfordshire, AL1 1RJ
0.09 miles
away
Freehold
Added on 14/09/2026 
1/8
1/8
£189,950
Asking price 2 bed flat for sale Belmont Hill, St. Albans
2
beds 1
bath Apartment
Retirement home Leasehold
Added on 16/09/2026
About this property
Brimming with natural light, this impressive apartment is tucked within the highly regarded Albeny Gate development for over-55s. The property enjoys an enviable position by the peaceful River Ver, surrounded by manicured communal gardens that provide plenty of space to sit, relax, and socialise. A private residents' gate opens directly onto the riverside path - perfect for morning strolls or afternoon chats in the sunshine.
Key features
- A stylish two-bedroom apartment that offers elegant, low-maintenance living right in the heart of St Albans
- Perfect for those seeking a relaxed and refined retirement lifestyle
- Tucked within the highly regarded Albeny Gate development for over-55s
- Enjoying an enviable position by the peaceful River Ver, surrounded by manicured communal gardens
- Set on the second-floor and easily reached by lift or stairs
- The inviting sitting/dining room leads through to a kitchen
- Spacious double-bedroom with fitted wardrobes, plus a versatile second bedroom or study
- Early viewing is highly recommended to fully appreciate all this property has to offer
Floorplan
Energy performance
Energy rating band C 76
Current
Potential
92+
A
81-91
B
Potential rating: 81 B
69-80
C
Current rating: 76 C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band C, scoring 76 out of 100. The average British home is band D. Its certificate says it could reach band B (81) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Price guide
This home
£354 / sq ft
Area average (sold)
£644 / sq ft
Price per area, sold homes nearby
£470 / sq ft
£354 / sq ft
£831 / sq ft
Lowest
This home
Highest
£354 per sq ft, below almost all recent sales in AL1 (£470–£831, 10th–90th percentile, 1,144 sales over 24 months).
Lowest and highest are the 10th and 90th percentiles of 1,144 homes sold in AL1 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in AL1 →
Location
Belmont Hill, St. Albans, AL1 1BH
- Council tax
- Band D (Approx £2,419/year)The agent has not stated the band, so band D is shown as the local reference: St Albans's 2026/27 area average, including the typical parish precept. The actual band and any discounts change the bill.
Mortgage and stamp duty
Property price £189,950
£94k £285k
Deposit10% £19,000
£0 £190k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £170,950 mortgage. Most lenders would want a household income of about £38,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in AL1 1BH. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 22, Albeny Gate, Belmont Hill Flat / maisonette | Flat / maisonette | Jul 2025 | 527 sq ft £455/sq ft | 527 sq ft | £455 | £240,000 |
| Flat 21, Albeny Gate, Belmont Hill Flat / maisonette | Flat / maisonette | Jan 2025 | 527 sq ft £465/sq ft | 527 sq ft | £465 | £245,000 |
| Flat 29, Albeny Gate, Belmont Hill Flat / maisonette | Flat / maisonette | Oct 2024 | 527 sq ft £493/sq ft | 527 sq ft | £493 | £260,000 |
| Flat 10, Albeny Gate, Belmont Hill Flat / maisonette | Flat / maisonette | Sept 2024 | 614 sq ft £407/sq ft | 614 sq ft | £407 | £250,000 |
| Flat 19, Albeny Gate, Belmont Hill Flat / maisonette | Flat / maisonette | May 2023 | 732 sq ft £465/sq ft | 732 sq ft | £465 | £340,000 |
| Flat 1, Albeny Gate, Belmont Hill Flat / maisonette | Flat / maisonette | Feb 2023 | 667 sq ft £450/sq ft | 667 sq ft | £450 | £300,000 |
| Flat 20, Albeny Gate, Belmont Hill Flat / maisonette | Flat / maisonette | Jan 2023 | 527 sq ft £417/sq ft | 527 sq ft | £417 | £220,000 |
| Flat 15, Albeny Gate, Belmont Hill Flat / maisonette | Flat / maisonette | Oct 2022 | 538 sq ft £409/sq ft | 538 sq ft | £409 | £220,000 |
Area insights
The neighbourhood around this property.
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