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1 bed flat for sale Belfast Quay, Irvine, KA12

Offers Over,

£110,000

Added on 23/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Ask agent

About this property

Set within scenic surroundings, Belfast Quay is a charming one-bedroom first-floor apartment that offers a fantastic opportunity for first-time buyers or those looking to downsize. Accessed via a well-kept communal close, the property boasts a welcoming interior with plenty of character, creating an appealing home for anyone seeking a manageable space in a picturesque setting. Please call Boom now to arrange your viewing.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,124
Band B

£1,311
Band C

£1,499
Band D

£1,686
Band E

£2,215
Band F

£2,739
Band G

£3,301
Band H

£4,130

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In North Ayrshire, 2026/27 bills run from £1,124 a year in band A to £4,130 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £110,000

1 bed · 1 bath · this listing

Location

Belfast Quay, Irvine, KA12

Open map Street View

Mortgage and LBTT

Property price £110,000

£55k £165k

Deposit10% £11,000

£0 £110k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £99,000 mortgage. Most lenders would want a household income of about £22,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.