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Land for sale Main Street, Cockermouth, CA13

Asking price

£595,000

Added two days ago

Type: Land
Tenure: Freehold

Key features

Outstanding commercial investment and residential development opportunity
Ground floor, upper floors and rear site of the former HSBC bank building
Prime location in Cockermouth town centre beside the river Cocker
Freehold with vacant possession
Planning consent approved for seven apartments three of which are new build
On-site parking spaces

About this property

An outstanding freehold investment opportunity from the former HSBC bank building comprising an open plan ground floor providing approximately 1,615 square feet of accommodation with a commercial E use class suitable for a variety of purposes together with four residential apartments within the existing upper floors and three new build apartments within the rear site. The building is situated in a prime location fronting Main Street and adjacent to the river Cocker within Cockermouth town centre. Planning consent is approved under reference FUL/2019/0183 for three apartments within the upper floors of the main building and four new build apartments within in the rear site.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,674
Band B

£1,953
Band C

£2,232
Band D

£2,511
Band E

£3,069
Band F

£3,627
Band G

£4,186
Band H

£5,023

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cumberland, 2026/27 bills run from £1,674 a year in band A to £5,023 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cumberland, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £595,000

this listing

Location

Main Street, Cockermouth, CA13

Open map Street View

Mortgage and stamp duty

Property price £595,000

£297k £893k

Deposit10% £60,000

£0 £595k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £535,000 mortgage. Most lenders would want a household income of about £119,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
13, Main Street Flat / maisonette	Flat / maisonette	Aug 2025	n/a	n/a	n/a	£120,000
13, Main Street Flat / maisonette	Flat / maisonette	Jan 2011	n/a	n/a	n/a	£180,000
13, Main Street Flat / maisonette	Flat / maisonette	Jan 1995	n/a	n/a	n/a	£38,000