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1 bed flat for sale Luton, Bedfordshire

Asking price

£129,995

Added on 27/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £330 per sq ft
Tenure: Ask agent

Service charge £850 a yearNo ground rent (peppercorn) EPC E 53 potential C

* From the agent's description. Check it with them before you rely on it.

Key features

• CHAIN FREE
• 132 Year Lease
• Ideal Investment or First Time Buy
• Low Service Charges
• Open Plan Kitchen/diner/Lounge
• Spacious Bathroom
• Just a Few Minutes Walk to the Town Centre & Station
• No Ground Rent
• £850 Per Year Service Charge

About this property

*

URBAN & RURAL STOPSLEY * are proud to present this spacious 1 bedroom flat situated just a few minutes walk from the town centre and station.

The property has low service charges, this is a must-see property for investors and first time buyers.

The property comprises of a double bedroom with fitted wardrobes, a spacious open plan kitchen/diner/lounge with large double-glazed windows filling the room with an abundance of light and a spacious bathroom.

Floorplan

Energy performance

E 53

Current

Potential

92+

81-91

69-80

78 C

55-68

39-54

53 E

21-38

1-20

This home is rated band E, scoring 53 out of 100. The average British home is band D. Its certificate says it could reach band C (78) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Property timeline

Listed

October 2026 £129,995

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

77 comparables · within 3 miles

Cheaper than 70% of the 1-bed flats for sale nearby right now.

This home, £129,995 Median £149,995 · £107,997 – £194,968

Per square foot

£330 2% under

1-bed flats nearby £338

Compared with 77 1-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Luton, Bedfordshire

Open map Street View

Mortgage and stamp duty

Property price £129,995

£64k £195k

Deposit10% £13,000

£0 £130k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £116,995 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.