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Shared ownership
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2 bed flat for sale Saddlery Way, Chester, CH1

Shared Ownership
£80,000
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Reduced on 14/10/2026

50% share · about £160,000 full value
Type
Flat
Bedrooms
2
Size
£131 per sq ft
Tenure
Ask agent
981 years left(from the agent's description)

* From the agent's description. Check it with them before you rely on it.

Key features

  • No chain ** 2 bed apartment
  • Available as 100% ownership or 50% shared ownership
  • Impressive 25ft open-plan living, dining and kitchen area
  • Shared ownership of approximately £453.25 per month, including rent, service charge and water rates
  • Juliette balconies from the living room and principal bedroom
  • Allocated parking space
  • Secure intercom entry system and well-maintained communal areas
  • Approximately 981 years remaining on the lease
  • Service charge for 100% ownership to be confirmed
  • Walking distance to chester city centre and railway station

About this property

Modern Two Bedroom Apartment with Allocated Parking in Chester City Centre

Situated within a popular and well-maintained development in the heart of Chester, this spacious two-bedroom apartment offers contemporary open-plan living, allocated parking and excellent access to the city's extensive range of amenities. Available to purchase as either 100% ownership £180k or 50% shared ownership £90k , this is an ideal opportunity for first-time buyers, professionals, downsizers or investors alike.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,678
  • Band B
    £1,958
  • Band C
    £2,238
  • Band D
    £2,517
  • Band E
    £3,077
  • Band F
    £3,636
  • Band G
    £4,196
  • Band H
    £5,035

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cheshire West and Chester, 2026/27 bills run from £1,678 a year in band A to £5,035 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cheshire West and Chester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Saddlery Way, Chester, CH1

Mortgage and stamp duty

Property price £80,000
£40k £120k
Deposit10% £8,000
£0 £80k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £72,000 mortgage. Most lenders would want a household income of about £16,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
176, Saddlery Way Flat / maisonetteMay 2026484 sq ft £119/sq ft£57,500
86, Saddlery Way Flat / maisonetteNov 2025764 sq ft £321/sq ft£245,000
166, Saddlery Way Flat / maisonetteSept 2025753 sq ft £226/sq ft£170,000
194, Saddlery Way Flat / maisonetteMay 2025n/a£177,000
76, Saddlery Way Flat / maisonetteMar 2025527 sq ft £199/sq ft£105,000
76, Saddlery Way Flat / maisonetteMar 2025527 sq ft £104/sq ft£55,000
162, Saddlery Way Flat / maisonetteJan 2025721 sq ft £277/sq ft£200,000
90, Saddlery Way Flat / maisonetteMay 2024710 sq ft £278/sq ft£197,500

All sales on Saddlery Way → All sold prices in Chester →

Area insights

The neighbourhood around this property.

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