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3 bed house for sale Spruce Avenue, Colchester, CO4

OIRO (Offers in region of)

£260,000

Added on 02/10/2026

Type: Terraced
Bedrooms: 3
Tenure: Ask agent

Council tax Band B £1,776 a year

Key features

Perfect catchment school area
Three double bedrooms
Off-road parking with strong rental appeal
Generous rear garden
Modern walk-in shower room
Detached double garage/workshop
Excellent investment opportunity
No onward chain

About this property

Offered to the market with no onward chain, this well-maintained property represents an excellent opportunity for investors, first-time buyers, and owner-occupiers alike. Benefiting from off-road parking, a substantial rear garden, and a detached double garage/workshop, the property offers generous indoor and outdoor space together with significant future potential.

Floorplan

Council tax

Band B £1,776 a year

Per year

Band A

£1,522
Band B

This home: £1,776
Band C

£2,029
Band D

£2,283
Band E

£2,790
Band F

£3,297
Band G

£3,805
Band H

£4,566

This home is in band B, which costs £1,776 a year in Colchester for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

95 comparables · within 2.8 miles

Cheaper than 86% of the 3-bed houses for sale nearby right now.

This home, £260,000 Median £300,000 · £250,000 – £475,000

Compared with 95 3-bed houses for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Spruce Avenue, Colchester, CO4

Open map Street View

Mortgage and stamp duty

Property price £260,000

£130k £390k

Deposit10% £26,000

£0 £260k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £234,000 mortgage. Most lenders would want a household income of about £52,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
45, Spruce Avenue Semi-detached	Semi-detached	Nov 2025	947 sq ft £296/sq ft	947 sq ft	£296	£280,000
18, Spruce Avenue Terraced	Terraced	Aug 2025	840 sq ft £310/sq ft	840 sq ft	£310	£260,000
22, Spruce Avenue Terraced	Terraced	Dec 2024	872 sq ft £310/sq ft	872 sq ft	£310	£270,000
5, Spruce Avenue Semi-detached	Semi-detached	Jul 2023	797 sq ft £239/sq ft	797 sq ft	£239	£190,000
33, Spruce Avenue Terraced	Terraced	Sept 2021	883 sq ft £329/sq ft	883 sq ft	£329	£290,000
29, Spruce Avenue Terraced	Terraced	Jun 2021	850 sq ft £282/sq ft	850 sq ft	£282	£240,000
45, Spruce Avenue Semi-detached	Semi-detached	May 2018	947 sq ft £190/sq ft	947 sq ft	£190	£180,000
17, Spruce Avenue Terraced	Terraced	Aug 2017	1,173 sq ft £196/sq ft	1,173 sq ft	£196	£230,000