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3 bed house for sale School Street, Cottingley, BD16

Asking price

£200,000

Added on 18/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Tenure: Freehold

Key features

Well Presented Three Bedroom Home
Situated on a Popular Development in Cottingley
Principal Bedroom with Built in Wardrobe & Ensuite
Downstairs WC
Enclosed Rear Garden
Driveway

About this property

Entering the ground floor, you are welcomed into an entrance hall with access to a useful downstairs WC.

To the right, the hallway opens into a spacious living room, where a bay window allows plenty of natural light to flood the room.

The kitchen is fitted with a range of wall and base units, with space and plumbing for a washing machine, along with space for a fridge freezer and dishwasher. There is also ample room for a dining table and chairs, while double doors provide access to the rear garden, creating a lovely space for everyday living and entertaining.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,574
Band B

£1,836
Band C

£2,098
Band D

£2,361
Band E

£2,885
Band F

£3,410
Band G

£3,935
Band H

£4,721

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bradford, 2026/27 bills run from £1,574 a year in band A to £4,721 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bradford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

87 comparables · within 3 miles

Cheaper than 70% of the 3-bed houses for sale nearby right now.

This home, £200,000 Median £250,000 · £170,000 – £350,000

Compared with 87 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

School Street, Cottingley, BD16

Open map Street View

Mortgage and stamp duty

Property price £200,000

£100k £300k

Deposit10% £20,000

£0 £200k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £180,000 mortgage. Most lenders would want a household income of about £40,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
31, School Street Terraced	Terraced	Jul 2026	807 sq ft £235/sq ft	807 sq ft	£235	£190,000
46, School Street Terraced	Terraced	Apr 2026	753 sq ft £279/sq ft	753 sq ft	£279	£210,000
35, School Street Terraced	Terraced	Mar 2026	818 sq ft £232/sq ft	818 sq ft	£232	£190,000
21, School Street Semi-detached	Semi-detached	Jan 2026	743 sq ft £273/sq ft	743 sq ft	£273	£203,000
20, School Street Detached	Detached	Aug 2025	1,259 sq ft £278/sq ft	1,259 sq ft	£278	£350,000
40, School Street Detached	Detached	Jul 2025	1,733 sq ft £237/sq ft	1,733 sq ft	£237	£410,000
29, School Street Terraced	Terraced	Mar 2025	710 sq ft £260/sq ft	710 sq ft	£260	£185,000
34, School Street Terraced	Terraced	Sept 2024	797 sq ft £152/sq ft	797 sq ft	£152	£120,750