2 bed flat for sale Ramsay Road, Kirkcaldy, KY1 1UA

2 beds 1 bath Ground Floor Flat

Tenure: ask agent

Added yesterday

About this property

Beautifully presented two bedroom ground floor apartment located in a highly sought-after area of Kirkcaldy, offering bright and spacious accommodation with modern upgrades and excellent potential for a range of buyers. The entrance vestibule leads into a welcoming hallway providing access to all main rooms. To the rear, the generous open-plan lounge, kitchen and dining area enjoys a large rear-facing window allowing for ample natural light and views over the garden area.

Key features

Ideal first time buy
Two bedroom ground floor flat
Immaculately presented
Utility room
Open plan kitchen/ living
Traditional property
Walk in condition
Modern fitted kitchen

Floorplan

Location

Ramsay Road, Kirkcaldy, KY1 1UA

Open map Street View

Council tax: Band D (Approx £1,574/year)

Mortgage and LBTT

Property price £85,000

£43k £128k

Deposit11% £9,000

£0 £85k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £76,000 mortgage. Most lenders would want a household income of about £17,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.