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2 bed house for sale Otway Street, Gillingham, ME7

Offers Over
£210,000
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Added on 27/09/2026

Type
Terraced
Bedrooms
2
Bathrooms
1
Size
£447 per sq ft
Tenure
Freehold

Highlights

From the agent's description

  • Chain free
  • Period property
  • Private garden
  • Utility room
  • Dining room
  • Cellar

About this property

This two-bedroom period end-of-terrace home is ideally located on Otway Street in Gillingham and is offered to the market with no onward chain, making it an excellent opportunity for first-time buyers, downsizers, or investors.

The property is conveniently situated within very close proximity to the high-speed rail links into London, as well as Gillingham High Street and town centre, providing easy access to a wide range of shops, amenities, and transport connections. It is also ideally positioned near Medway University and the local hospital.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,552
  • Band B
    £1,811
  • Band C
    £2,070
  • Band D
    £2,329
  • Band E
    £2,846
  • Band F
    £3,363
  • Band G
    £3,881
  • Band H
    £4,657

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Medway, 2026/27 bills run from £1,552 a year in band A to £4,657 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Medway, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2.3 miles

Cheaper than 69% of the 2-bed houses for sale nearby right now.

This home, £210,000 Median £230,000 · £180,000 – £300,000
Per square foot
£447 47% over
2-bed houses nearby £304
Against sold prices
43% over
ME7 sold median £312 / sq ft, 1,036 sales

Compared with 100 2-bed houses for sale within 2.3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in ME7 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in ME7 →

Location

Otway Street, Gillingham, ME7

Mortgage and stamp duty

Property price £210,000
£105k £315k
Deposit10% £21,000
£0 £210k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £189,000 mortgage. Most lenders would want a household income of about £42,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
4, Otway Street TerracedJul 2026646 sq ft £348/sq ft£225,000
50, Otway Street TerracedOct 2025667 sq ft £270/sq ft£180,000
15, Otway Street TerracedFeb 2022850 sq ft £195/sq ft£166,001
19, Otway Street TerracedNov 2021775 sq ft £348/sq ft£270,000
42, Otway Street TerracedApr 2021614 sq ft £277/sq ft£170,000
19, Otway Street TerracedOct 2020775 sq ft £187/sq ft£145,000
42, Otway Street TerracedApr 2017614 sq ft £253/sq ft£155,000
32, Otway Street TerracedOct 2015581 sq ft £241/sq ft£140,000

All sales on Otway Street → All sold prices in Gillingham →

Area insights

The neighbourhood around this property.

Marketed by
EweMove, Strood & Rochester
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