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2 bed flat for sale School House Gardens, Loughton, IG10

Offers Over

£325,000

Added on 11/03/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £557 per sq ft
Tenure: Leasehold; 953 years left(from the agent's description)

Service charge £2,307 a year Council tax Band C £2,024 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Chain Free
Easy Access To The Central Line
Allocated Parking Space
Well Maintained Development
Ground Floor Apartment
Modern Kitchen
Two Double Bedrooms
Contemporary Family Bathroom
Living & Dining Room
Convenient Hallway Storage

About this property

Situated in the desirable area of Loughton, this ground floor apartment forms part of a modern and well maintained development, ideally positioned for convenient access to the Central Line. Offered with no onward chain, the property presents an excellent opportunity for buyers seeking convenience and connectivity.

The apartment offers bright and spacious accommodation throughout, featuring an inviting open plan living and dining area, perfect for both relaxing and entertaining. A separate contemporary kitchen is finished to a modern standard, providing ample storage and workspace.

Floorplan

Council tax

Band C £2,024 a year

Per year

Band A

£1,518
Band B

£1,771
Band C

This home: £2,024
Band D

£2,277
Band E

£2,783
Band F

£3,289
Band G

£3,795
Band H

£4,554

This home is in band C, which costs £2,024 a year in Epping Forest for 2026/27. The band is from the agent's description, so check it before you rely on it.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Epping Forest, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

77 comparables · within 3 miles

Cheaper than 78% of the 2-bed flats for sale nearby right now.

This home, £325,000 Median £390,000 · £300,000 – £607,000

Per square foot

£557 4% over

2-bed flats nearby £539

Against sold prices

2% under

IG10 sold median £566 / sq ft, 906 sales

Compared with 77 2-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in IG10 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in IG10 →

Location

School House Gardens, Loughton, IG10

Open map Street View

Mortgage and stamp duty

Property price £325,000

£162k £488k

Deposit10% £33,000

£0 £325k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
16, School House Gardens Semi-detached	Semi-detached	May 2026	732 sq ft £720/sq ft	732 sq ft	£720	£527,000
5, School House Gardens Terraced	Terraced	Dec 2025	592 sq ft £718/sq ft	592 sq ft	£718	£425,000
30, School House Gardens Flat / maisonette	Flat / maisonette	Oct 2025	452 sq ft £586/sq ft	452 sq ft	£586	£265,000
13, School House Gardens Semi-detached	Semi-detached	Oct 2025	743 sq ft £660/sq ft	743 sq ft	£660	£490,000
58, School House Gardens Flat / maisonette	Flat / maisonette	Feb 2025	570 sq ft £605/sq ft	570 sq ft	£605	£345,000
3, School House Gardens Terraced	Terraced	Feb 2025	732 sq ft £676/sq ft	732 sq ft	£676	£495,000
40, School House Gardens Flat / maisonette	Flat / maisonette	Feb 2025	603 sq ft £539/sq ft	603 sq ft	£539	£325,000
21, School House Gardens Semi-detached	Semi-detached	Aug 2024	732 sq ft £642/sq ft	732 sq ft	£642	£470,000