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1 bed flat for sale Ripplewaters, St Marys Island, ME4

Asking price

£250,000

Added on 02/10/2026

Type: Flat
Bedrooms: 1
Size: £436 per sq ft
Tenure: Ask agent; 242 years left(from the agent's description)

Council tax Band E £2,846 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Top-floor one-bedroom apartment in a desirable riverside development
Beautifully presented throughout and ready to move straight into
Situated on the 4th floor in a modern apartment with lift facility
Enjoy views towards historic rochester castle and cathedral
Balcony with impressive far reaching river and marina views
Great-size accommodation with well-proportioned rooms
Allocated parking
No onward chain, helping to simplify the buying process
Conveniently located for st mary’s island, with its waterside walks and amenities
Close to dockside outlet centre, rochester, chatham and excellent road and rail links

About this property

Occupying a desirable top-floor position, this beautifully presented one-bedroom apartment offers spacious and well-proportioned accommodation, complemented by a balcony and impressive views across the River Medway and surrounding basin.

The property enjoys an enviable outlook, with far-reaching views towards Rochester Castle and Rochester Cathedral, creating a particularly attractive backdrop from the apartment and the balcony.

Floorplan

Council tax

Band E £2,846 a year

Per year

Band A

£1,552
Band B

£1,811
Band C

£2,070
Band D

£2,329
Band E

This home: £2,846
Band F

£3,363
Band G

£3,881
Band H

£4,657

This home is in band E, which costs £2,846 a year in Medway for 2026/27. The band is from the agent's description, so check it before you rely on it.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Medway, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

35 comparables · within 2.8 miles

Priced above 97% of the 1-bed flats for sale nearby right now.

This home, £250,000 Median £160,000 · £112,000 – £196,000

Per square foot

£436 30% over

1-bed flats nearby £335

Against sold prices

40% over

ME4 sold median £312 / sq ft, 642 sales

Compared with 35 1-bed flats for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in ME4 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in ME4 →

Location

Ripplewaters, St Marys Island, ME4

Open map Street View

Mortgage and stamp duty

Property price £250,000

£125k £375k

Deposit10% £25,000

£0 £250k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £225,000 mortgage. Most lenders would want a household income of about £50,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
138, Ripplewaters Flat / maisonette	Flat / maisonette	Jul 2026	840 sq ft £399/sq ft	840 sq ft	£399	£335,000
38, Ripplewaters Detached	Detached	Jun 2026	2,002 sq ft £324/sq ft	2,002 sq ft	£324	£648,000
108, Ripplewaters Flat / maisonette	Flat / maisonette	Oct 2025	840 sq ft £429/sq ft	840 sq ft	£429	£360,000
92, Ripplewaters Flat / maisonette	Flat / maisonette	Oct 2025	872 sq ft £401/sq ft	872 sq ft	£401	£350,000
98, Ripplewaters Flat / maisonette	Flat / maisonette	Sept 2025	872 sq ft £401/sq ft	872 sq ft	£401	£350,000
34, Ripplewaters Flat / maisonette	Flat / maisonette	Aug 2025	904 sq ft £405/sq ft	904 sq ft	£405	£366,000
6, Ripplewaters Flat / maisonette	Flat / maisonette	May 2025	1,033 sq ft £360/sq ft	1,033 sq ft	£360	£372,000
132, Ripplewaters Flat / maisonette	Flat / maisonette	Oct 2024	840 sq ft £399/sq ft	840 sq ft	£399	£335,000