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2 bed flat for sale St. James Street, Monmouth, NP25

OIRO

£149,950

Added on 22/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £165 per sq ft
Tenure: Leasehold; 109 years left

Council tax Band C £2,148 a year

Key features

Attractive two-bedroom apartment
Prime town-centre location
Character period building
Spacious living room
Fitted kitchen
Two well-proportioned bedrooms
Walking distance to shops & local amenities
Excellent transport connections
Ideal first-time purchase or investment

About this property

Stylish Two-Bedroom Apartment – Central Monmouth Location

An excellent opportunity to acquire a well-presented two-bedroom first floor apartment situated in the highly desirable town-centre location of St James Street, Monmouth. Set within a characterful period building, this attractive apartment combines practical, modern living with exceptional convenience. The property is ideally suited to first-time buyers, professionals, downsizers, or investors, and falls within the catchment area for Osbaston Church in Wales School and Monmouth Comprehensive School.

Floorplan

Council tax

Band C £2,148 a year

Per year

Band A

£1,611
Band B

£1,880
Band C

This home: £2,148
Band D

£2,417
Band E

£2,954
Band F

£3,491
Band G

£4,028
Band H

£4,833
Band I

£5,639

This home is in band C, which costs £2,148 a year in Monmouthshire for 2026/27.

Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

This home

£165 / sq ft

Area average (sold)

£310 / sq ft

Price per area, sold homes nearby

£221 / sq ft

£165 / sq ft

£396 / sq ft

Lowest

This home

Highest

£165 per sq ft, below almost all recent sales in NP25 (£221–£396, 10th–90th percentile, 320 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 320 homes sold in NP25 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in NP25 →

Location

St. James Street, Monmouth, NP25

Open map Street View

Mortgage and LTT

Property price £149,950

£74k £225k

Deposit10% £15,000

£0 £150k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £134,950 mortgage. Most lenders would want a household income of about £30,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
11, St James Street Terraced	Terraced	May 2023	786 sq ft £426/sq ft	786 sq ft	£426	£335,000
15, St James Street Terraced	Terraced	May 2021	2,486 sq ft £235/sq ft	2,486 sq ft	£235	£585,000
4, St James Street Terraced	Terraced	Mar 2019	1,216 sq ft £238/sq ft	1,216 sq ft	£238	£290,000
9, St James Street Terraced	Terraced	Jul 2014	3,100 sq ft £161/sq ft	3,100 sq ft	£161	£499,000
11, St James Street Terraced	Terraced	Mar 2014	786 sq ft £344/sq ft	786 sq ft	£344	£270,000
15, St James Street Terraced	Terraced	Aug 2013	2,486 sq ft £101/sq ft	2,486 sq ft	£101	£250,000
Flat 1, 6, St James Street Flat / maisonette	Flat / maisonette	Jun 2010	753 sq ft £125/sq ft	753 sq ft	£125	£94,000
Flat 2, 6, St James Street Flat / maisonette	Flat / maisonette	Mar 2010	893 sq ft £114/sq ft	893 sq ft	£114	£102,000