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1 bed flat for sale The Cross, Colchester, CO7

OIRO (Offers in region of)

£135,000

Added on 02/10/2026

Type: Flat
Bedrooms: 1
Tenure: Ask agent; 944 years left(from the agent's description)

Council tax Band A £1,522 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Two allocated parking spaces, communal gardens and approximately 944 years remaining on the lease.
Excellent first-time purchase or investment opportunity
Prime high street location close to cafés, pubs, shops and the waterfront
Just a 5-minute walk to wivenhoe train station with direct services to london liverpool street
One-bedroom first-floor maisonette
No onward chain

About this property

NO ONWARD CHAIN | PRIME WIVENHOE LOCATION | IDEAL FIRST-TIME BUY OR INVESTMENT

Situated in the heart of the highly sought-after riverside town of Wivenhoe, this well-presented one-bedroom first-floor maisonette offers an excellent opportunity for first-time buyers, investors and commuters alike.

The property enjoys an enviable location just a 5-minute walk from Wivenhoe Train Station, providing direct rail links to Colchester, Stratford and London Liverpool Street, making it ideal for those commuting into London or seeking excellent transport connections. The property is also conveniently located close to the University of Essex, creating strong and consistent rental demand, making it an attractive long-term investment opportunity.

Floorplan

Council tax

Band A £1,522 a year

Per year

Band A

This home: £1,522
Band B

£1,776
Band C

£2,029
Band D

£2,283
Band E

£2,790
Band F

£3,297
Band G

£3,805
Band H

£4,566

This home is in band A, which costs £1,522 a year in Colchester for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

The Cross, Colchester, CO7

Open map Street View

Mortgage and stamp duty

Property price £135,000

£67k £203k

Deposit10% £14,000

£0 £135k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £121,000 mortgage. Most lenders would want a household income of about £27,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
31, The Cross Detached	Detached	Jul 2026	205 sq ft £1,956/sq ft	205 sq ft	£1,956	£400,000
Flat 3, The Old Forge, The Cross Flat / maisonette	Flat / maisonette	Apr 2026	527 sq ft £254/sq ft	527 sq ft	£254	£134,000
26, The Cross Semi-detached	Semi-detached	Mar 2026	334 sq ft £480/sq ft	334 sq ft	£480	£160,000
33b, The Cross Detached	Detached	Feb 2026	947 sq ft £446/sq ft	947 sq ft	£446	£422,500
Flat 2, The Old Forge, The Cross Flat / maisonette	Flat / maisonette	Aug 2025	474 sq ft £285/sq ft	474 sq ft	£285	£135,000
Flat 5, The Old Forge, The Cross Flat / maisonette	Flat / maisonette	Apr 2025	463 sq ft £270/sq ft	463 sq ft	£270	£125,000
31, The Cross Detached	Detached	Jun 2022	205 sq ft £1,956/sq ft	205 sq ft	£1,956	£400,000
33b, The Cross Detached	Detached	Aug 2021	947 sq ft £443/sq ft	947 sq ft	£443	£420,000