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1 bed flat for sale Holly Street, Luton, LU1

Asking price

£130,000

Added on 23/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Ask agent

Council tax Band B £1,898 a year

Key features

No Chain
Close To Luton Town Centre
Ideal Location
Lift In Block
One Bedroom With Study
Secure Parking

About this property

NO CHAIN

This one bedroom apartment is being offered for sale with NO UPWARD CHAIN and briefly comprises of Lounge, Fitted Kitchen, Master Bedroom, study area, bathroom and secure parking.

The Academy is located on Holly Street, which is just off Castle Street in the town centre of Luton. Ideally located just a few minutes walking to The Mall, Luton mainline train station and other local amenities, as well as being only minutes from the M1 J10 and Luton Airport.

Council tax

Band B £1,898 a year

Per year

Band A

£1,627
Band B

This home: £1,898
Band C

£2,169
Band D

£2,440
Band E

£2,982
Band F

£3,524
Band G

£4,067
Band H

£4,880

This home is in band B, which costs £1,898 a year in Luton for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Luton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

52 comparables · within 2.9 miles

Cheaper than 60% of the 1-bed flats for sale nearby right now.

This home, £130,000 Median £145,000 · £105,500 – £209,000

Compared with 52 1-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Holly Street, Luton, LU1

Open map Street View

Mortgage and stamp duty

Property price £130,000

£65k £195k

Deposit10% £13,000

£0 £130k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Apartment 89, The Academy, Holly Street Flat / maisonette	Flat / maisonette	Mar 2026	527 sq ft £289/sq ft	527 sq ft	£289	£152,500
Apartment 96, The Academy, Holly Street Flat / maisonette	Flat / maisonette	Oct 2024	797 sq ft £242/sq ft	797 sq ft	£242	£192,500
Apartment 107, The Academy, Holly Street Flat / maisonette	Flat / maisonette	Mar 2024	592 sq ft £262/sq ft	592 sq ft	£262	£155,000
Apartment 92, The Academy, Holly Street Flat / maisonette	Flat / maisonette	Mar 2023	549 sq ft £301/sq ft	549 sq ft	£301	£165,000
Apartment 110, The Academy, Holly Street Flat / maisonette	Flat / maisonette	Mar 2023	657 sq ft £285/sq ft	657 sq ft	£285	£187,000
Apartment 113, The Academy, Holly Street Flat / maisonette	Flat / maisonette	Oct 2022	581 sq ft £288/sq ft	581 sq ft	£288	£167,500
Apartment 93, The Academy, Holly Street Flat / maisonette	Flat / maisonette	Oct 2022	667 sq ft £277/sq ft	667 sq ft	£277	£185,000
Apartment 97, The Academy, Holly Street Flat / maisonette	Flat / maisonette	Oct 2022	721 sq ft £280/sq ft	721 sq ft	£280	£202,000