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3 bed house for sale Derwent Row, Broughton Cross, CA13

POA
£120,000
eXp UK logo

Added on 02/10/2026

Type
Terraced
Bedrooms
3
Bathrooms
1
Size
£147 per sq ft
Tenure
Ask agent

Key features

  • Fields at the front, the River Derwent at the back, and a bus stop two minutes from the front door - this is genuine countryside with real connections
  • Two separate reception rooms give flexibility that most terraced properties at this price simply don't offer
  • Updated kitchen with white gloss units, granite-effect worktops, double oven and American-style fridge freezer already in place
  • Loft room adds a third flexible space - ideal as a home office, hobby room or occasional guest accommodation
  • Roof replaced in 2024 and a replacement window installed the same year, so the big-ticket maintenance is already handled
  • Gas boiler believed installed around 2022, meaning costly surprises are far less likely in the near term
  • X5 and 600 bus services from stops on Derwent View and Greysouthen Road End run regularly into Cockermouth and Workington
  • Cockermouth town centre - independent shops, cafés and supermarkets - is five to ten minutes by car
  • St Bridget's C of E School in Brigham is around a six-minute walk, with Cockermouth School on the school transport network
  • Stone terraced cottage with real character, a countryside setting that earns the description, and enough done to move straight in

About this property

Fields At The Front, A River At The Back, And A Bus Stop Two Minutes Away. Not bad for a terraced cottage that won't break the bank.

This is what it feels like when the countryside actually comes with the postcode. Open fields stretching away from the front windows. The River Derwent rolling past the back. And a bus stop that's genuinely two minutes' walk away.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,674
  • Band B
    £1,953
  • Band C
    £2,232
  • Band D
    £2,511
  • Band E
    £3,069
  • Band F
    £3,627
  • Band G
    £4,186
  • Band H
    £5,023

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cumberland, 2026/27 bills run from £1,674 a year in band A to £5,023 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cumberland, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home
£147 / sq ft
Area average (sold)
£252 / sq ft
Price per area, sold homes nearby
Lowest
This home
Highest

£147 per sq ft, below almost all recent sales in CA13 (£161–£332, 10th–90th percentile, 434 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 434 homes sold in CA13 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in CA13 →

Location

Derwent Row, Broughton Cross, CA13

Mortgage and stamp duty

Property price £120,000
£60k £180k
Deposit10% £12,000
£0 £120k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
5, Derwent Row TerracedDec 2024829 sq ft £121/sq ft£99,950
13, Derwent Row TerracedNov 2024883 sq ft £130/sq ft£115,000
15, Derwent Row TerracedJun 2024840 sq ft £137/sq ft£115,000
16, Derwent Row TerracedMar 2024829 sq ft £139/sq ft£115,000
17, Derwent Row TerracedMar 2024969 sq ft £126/sq ft£122,500
17, Derwent Row TerracedFeb 2023969 sq ft £83/sq ft£80,000
15, Derwent Row TerracedJul 2022840 sq ft £137/sq ft£115,000
9, Derwent Row TerracedMay 20221,044 sq ft £101/sq ft£104,950

All sales on Derwent Row → All sold prices in Cockermouth →

Area insights

The neighbourhood around this property.

Marketed by
eXp UK, Mark Buchanan
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