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4 bed house for sale Elgin, IV30

Offers Over

£400,000

Added on 02/10/2026

Type: Bungalow
Bedrooms: 4
Size: £182 per sq ft
Tenure: Ask agent

Key features

Spacious 205m2 internal floor area
Multi-car driveway
Large double garage plus 2 further garage/workshops
Childs tree play area
Mature garden
Modern kitchen/diner & bathroom
Gas ch & upvc dg
Generous 0.45 acre plot

About this property

Set within a mature and private circa 0.45-acre plot, this substantial detached bungalow boasts approximately 205 m² (2,205 sq.ft.) of beautifully proportioned accommodation. It seamlessly blends generous family living with exceptional outdoor space. Surrounded by established trees and landscaped gardens, the property presents a rare opportunity for those seeking a spacious family home with extensive parking, superb outbuildings, and highly versatile living accommodation

Floorplan

Council tax

Ask agent

Per year

Band A

£1,154
Band B

£1,346
Band C

£1,539
Band D

£1,731
Band E

£2,275
Band F

£2,813
Band G

£3,390
Band H

£4,241

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Moray, 2026/27 bills run from £1,154 a year in band A to £4,241 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Elgin, IV30

Open map Street View

Mortgage and LBTT

Property price £400,000

£200k £600k

Deposit10% £40,000

£0 £400k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £360,000 mortgage. Most lenders would want a household income of about £80,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.