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3 bed flat for sale The Embankment, Bedford, MK40

Guide Price

£525,000

Added on 09/10/2026

Type: Flat
Bedrooms: 3
Bathrooms: 1
Size: £405 per sq ft
Tenure: Ask agent; 998 years left(from the agent's description)

Service charge £1,700 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Victorian converted first floor apartment
Three double bedrooms; family bathroom
One reception room
Refitted kitchen/breakfast room
Gas fired heating
Use of Wade Gery Paddock at rear
Views over Bedford's riverside embankment
Walking distance to town centre

About this property

A Victorian converted three bedroom first floor apartment, situated in one of Bedford's premier locations, overlooking the famed Embankment of the River Great Ouse and within walking distance of the town centre. The property originally dates from the late 1800s and the apartment is accessed by a staircase from the ground floor. It occupies the entire front of the building and enjoys riverside views from the feature sash bay windows in the sitting room and the dining room/bedroom three.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,648
Band B

£1,922
Band C

£2,197
Band D

£2,472
Band E

£3,021
Band F

£3,570
Band G

£4,120
Band H

£4,943

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bedford, 2026/27 bills run from £1,648 a year in band A to £4,943 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bedford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£405 / sq ft

Area average (sold)

£341 / sq ft

Price per area, sold homes nearby

£244 / sq ft

£405 / sq ft

£426 / sq ft

Lowest

This home

Highest

£405 per sq ft, above the middle of recent sales in MK40 (£244–£426, 10th–90th percentile, 1,003 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,003 homes sold in MK40 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in MK40 →

Location

The Embankment, Bedford, MK40

Open map Street View

Mortgage and stamp duty

Property price £525,000

£262k £788k

Deposit10% £53,000

£0 £525k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £472,000 mortgage. Most lenders would want a household income of about £105,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 2, Millbank, 26, The Embankment Flat / maisonette	Flat / maisonette	Mar 2026	721 sq ft £478/sq ft	721 sq ft	£478	£345,000
Flat 4, Bridge View, 37, The Embankment Flat / maisonette	Flat / maisonette	Jun 2023	n/a	n/a	n/a	£650,000
33, The Embankment Detached	Detached	Sept 2021	4,306 sq ft £441/sq ft	4,306 sq ft	£441	£1,900,000
The Coach House, 27, The Embankment Detached	Detached	Jun 2021	1,044 sq ft £493/sq ft	1,044 sq ft	£493	£515,000
Flat 3, 35, The Embankment Flat / maisonette	Flat / maisonette	Jan 2021	n/a	n/a	n/a	£600,000
29, The Embankment Semi-detached	Semi-detached	Feb 2020	3,617 sq ft £270/sq ft	3,617 sq ft	£270	£975,000
Flat 1, Bridge View, 37, The Embankment Flat / maisonette	Flat / maisonette	Dec 2019	1,076 sq ft £432/sq ft	1,076 sq ft	£432	£465,000
Flat 4, Bridge View, 37, The Embankment Flat / maisonette	Flat / maisonette	Jun 2019	n/a	n/a	n/a	£275,000