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1 bed flat for sale Church Lane, Springfield, CM1

Asking price

£195,000

Added on 30/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £405 per sq ft
Tenure: Leasehold

Ground rent £10 a year

* From the agent's description. Check it with them before you rely on it.

About this property

Being offered with no onward chain is this one-bedroom first floor apartment located in the popular area of ‘Old Springfield’, providing an excellent first-time purchase or buy to let investment with no service charge and ground rent of just £10 per year.

Modern throughout internally this apartment consists of a welcoming entrance hallway, spacious reception room, recently re-fitted kitchen, double bedroom, and family bathroom which has once again been completed to a high standard.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,533
Band B

£1,789
Band C

£2,045
Band D

£2,300
Band E

£2,811
Band F

£3,322
Band G

£3,834
Band H

£4,600

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Chelmsford, 2026/27 bills run from £1,533 a year in band A to £4,600 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Chelmsford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

41 comparables · within 2.4 miles

Priced above 63% of the 1-bed flats for sale nearby right now.

This home, £195,000 Median £180,000 · £150,000 – £235,000

Per square foot

£405 4% over

1-bed flats nearby £389

Against sold prices

5% under

CM1 sold median £425 / sq ft, 1,804 sales

Compared with 41 1-bed flats for sale within 2.4 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CM1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CM1 →

Location

Church Lane, Springfield, CM1

Open map Street View

Mortgage and stamp duty

Property price £195,000

£97k £293k

Deposit10% £20,000

£0 £195k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £175,000 mortgage. Most lenders would want a household income of about £39,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
11, Church Lane Semi-detached	Semi-detached	Jul 2025	840 sq ft £387/sq ft	840 sq ft	£387	£325,000
White Willows, Church Lane Detached	Detached	Jan 2020	n/a	n/a	n/a	£1,650,000
11, Church Lane Semi-detached	Semi-detached	Apr 2015	840 sq ft £307/sq ft	840 sq ft	£307	£258,000
White Willows, Church Lane Detached	Detached	Dec 2012	n/a	n/a	n/a	£410,000
13, Church Lane Semi-detached	Semi-detached	Oct 2011	840 sq ft £255/sq ft	840 sq ft	£255	£213,750
5, Church Lane Semi-detached	Semi-detached	Jan 2010	829 sq ft £226/sq ft	829 sq ft	£226	£187,500
13, Church Lane Semi-detached	Semi-detached	Sept 2009	840 sq ft £244/sq ft	840 sq ft	£244	£205,000
25, Church Lane Flat / maisonette	Flat / maisonette	Mar 2009	484 sq ft £200/sq ft	484 sq ft	£200	£97,000