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Flat for sale York, YO26

Offers Over
£120,000
Keller Williams UK logo

Added on 01/10/2026

Type
Flat
Bedrooms
Studio
Bathrooms
1
Tenure
Leasehold

Key features

  • Quote Ref: 751425 when calling
  • Walk to All Yorks Attractions
  • Close to Train Station
  • Studio Flat With Mezzanine
  • Private Access
  • Separate Kitchen & Bathroom
  • Secure Rear Yard

About this property

  • * GUIDE PRICE £120,000 TO £140,000 **
  • * LOCAL RESPONSIVE AGENT **
  • CALL OUTSIDE TRADITIONAL OFFICE HOURS **
  • * GREAT INVESTMENT POTENTIAL **

Positioned in the heart of one of England’s most historic cities, this ground floor studio apartment on Garfield Terrace offers an exciting opportunity to own a property just moments from the centre of York With its own private entrance and a highly convenient location, this studio flat is perfectly placed for those who want to be at the centre of everything York has to offer.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,525
  • Band B
    £1,779
  • Band C
    £2,033
  • Band D
    £2,287
  • Band E
    £2,795
  • Band F
    £3,304
  • Band G
    £3,812
  • Band H
    £4,574

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In York, 2026/27 bills run from £1,525 a year in band A to £4,574 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across York, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

York, YO26

Mortgage and stamp duty

Property price £120,000
£60k £180k
Deposit10% £12,000
£0 £120k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
26, Garfield Terrace TerracedMay 2025549 sq ft £332/sq ft£182,000
22, Garfield Terrace TerracedNov 2024560 sq ft £339/sq ft£190,000
88, Garfield Terrace TerracedOct 2024570 sq ft £359/sq ft£205,000
90, Garfield Terrace TerracedOct 2024635 sq ft £288/sq ft£183,000
34, Garfield Terrace TerracedJun 2024614 sq ft £326/sq ft£200,000
18, Garfield Terrace TerracedNov 2023560 sq ft £331/sq ft£185,000
Flat 4, Leeman Apartments, 2, Garfield Terrace Flat / maisonetteMar 2023344 sq ft £412/sq ft£142,000
30, Garfield Terrace TerracedFeb 2023570 sq ft £324/sq ft£185,000

All sold prices in York →

Area insights

The neighbourhood around this property.

Marketed by
Keller Williams UK, KWUK Region
Office 322, Portman House, 3rd floor, 2 Portman Street, London
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