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3 bed house for sale Waterloo Drive, Banbury, OX16

Asking price

£320,000

Added on 16/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Tenure: Freehold

EPC C 70 potential B

Key features

Three bedrooms
Family Bathroom
Living/Dining Room
Garage and Driveway
Garden
En suite to master bedroom
Central Heating and Double Glazed
No onward chain

About this property

The entrance hallway leads in to the kitchen at the front of the property and to the open plan living/dining room at the rear.

The kitchen is has a range of wall and base mounted units.

Upstairs there are three bedrooms and the family bathroom.

All of the bedrooms are bright and well-presented. The master bedroom is a generous double with its own ensuite shower room.

Floorplan

Energy performance

C 70

Current

Potential

92+

81-91

88 B

69-80

70 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 70 out of 100. The average British home is band D. Its certificate says it could reach band B (88) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,722
Band B

£2,009
Band C

£2,296
Band D

£2,583
Band E

£3,157
Band F

£3,731
Band G

£4,305
Band H

£5,166

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cherwell, 2026/27 bills run from £1,722 a year in band A to £5,166 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £320,000

3 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

70 comparables · within 2.9 miles

Priced above 53% of the 3-bed houses for sale nearby right now.

This home, £320,000 Median £307,500 · £249,000 – £380,500

Compared with 70 3-bed houses for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Waterloo Drive, Banbury, OX16

Open map Street View

Mortgage and stamp duty

Property price £320,000

£160k £480k

Deposit10% £32,000

£0 £320k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £288,000 mortgage. Most lenders would want a household income of about £64,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
16, Waterloo Drive Terraced	Terraced	Jun 2026	635 sq ft £346/sq ft	635 sq ft	£346	£220,000
45, Waterloo Drive Terraced	Terraced	Apr 2024	710 sq ft £327/sq ft	710 sq ft	£327	£232,000
14, Waterloo Drive Terraced	Terraced	Jan 2024	635 sq ft £346/sq ft	635 sq ft	£346	£219,950
3, Waterloo Drive Semi-detached	Semi-detached	Sept 2023	721 sq ft £437/sq ft	721 sq ft	£437	£315,000
22, Waterloo Drive Terraced	Terraced	May 2023	635 sq ft £386/sq ft	635 sq ft	£386	£245,000
1, Waterloo Drive Terraced	Terraced	Mar 2023	592 sq ft £389/sq ft	592 sq ft	£389	£230,000
47, Waterloo Drive Terraced	Terraced	Feb 2023	624 sq ft £368/sq ft	624 sq ft	£368	£230,000
8, Waterloo Drive Terraced	Terraced	Dec 2022	635 sq ft £394/sq ft	635 sq ft	£394	£250,000