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1 bed flat for sale Titchfield Street, Kilmarnock, KA1

Offers over

£35,000

Added on 24/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Freehold

Key features

Top floor flat within Kilmarnock town centre
Open-plan lounge/kitchen
One Spacious Bedroom
Modern bathroom
Ideal for First-Time Buyers
Excellent buy-to-let investment opportunity
Close to amenities and transport links

About this property

Situated within the heart of Kilmarnock town centre on the ever-popular Titchfield Street, this well-presented top floor flat offers an excellent opportunity for both first-time buyers and buy-to-let investors alike.

The accommodation comprises a bright and spacious open-plan lounge/kitchen, providing a modern and sociable living space, a generously sized double bedroom, and a well-appointed bathroom. The property is presented in true walk-in condition throughout, with neutral décor and a well-maintained interior, allowing prospective purchasers to move straight in with minimal effort or expense.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,145
Band B

£1,336
Band C

£1,526
Band D

£1,717
Band E

£2,256
Band F

£2,791
Band G

£3,363
Band H

£4,207

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In East Ayrshire, 2026/27 bills run from £1,145 a year in band A to £4,207 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Titchfield Street, Kilmarnock, KA1

Open map Street View

Mortgage and LBTT

Property price £35,000

£18k £53k

Deposit11% £4,000

£0 £35k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £31,000 mortgage. Most lenders would want a household income of about £7,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.