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3 bed house for sale Cotmore Gardens, Thame, OX9

Guide Price

£450,000

Added on 27/10/2026

Type: House
Bedrooms: 3
Bathrooms: 1
Tenure: Freehold

EPC D 64 potential C

Key features

SEMI DETACHED CHALET STYLE HOME
FLEXIBLE ACCOMMODATION LAYOUT
2/3 BEDROOMS
SOUGHT AFTER LOCATION
ATTRACTIVE GARDENS TO FRONT & REAR
OFF STREET PARKING TO FRONT & GARAGE ON A SHARED DRIVEWAY
EASY ACCESS TO CENTRAL THAME
WITHIN EXCELLENT SCHOOL CATCHMENT AREAS

About this property

Step inside this inviting semi-detached chalet style home, where flexible accommodation offers the versatility to suit your lifestyle. The ground floor welcomes you with a spacious and well planned living area, ideal for relaxing or entertaining, and a fitted kitchen that looks out onto the garden. With two comfortable double bedrooms upstairs and the option for a third bedroom or study on the ground floor, this property adapts effortlessly to your needs, whether you’re seeking extra space for guests, a home office, or a cosy reading nook.

Floorplan

Energy performance

D 64

Current

Potential

92+

81-91

69-80

73 C

55-68

64 D

39-54

21-38

1-20

This home is rated band D, scoring 64 out of 100. The average British home is band D. Its certificate says it could reach band C (73) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,732
Band B

£2,020
Band C

£2,309
Band D

£2,598
Band E

£3,175
Band F

£3,752
Band G

£4,329
Band H

£5,195

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In South Oxfordshire, 2026/27 bills run from £1,732 a year in band A to £5,195 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across South Oxfordshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £450,000

3 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

61 comparables · within 3 miles

Priced around the middle of the 3-bed houses for sale nearby right now.

This home, £450,000 Median £450,000 · £365,000 – £588,000

Compared with 61 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Cotmore Gardens, Thame, OX9

Open map Street View

Mortgage and stamp duty

Property price £450,000

£225k £675k

Deposit10% £45,000

£0 £450k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £405,000 mortgage. Most lenders would want a household income of about £90,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
27a, Cotmore Gardens Detached	Detached	Jun 2025	861 sq ft £540/sq ft	861 sq ft	£540	£465,000
12, Cotmore Gardens Semi-detached	Semi-detached	Jun 2024	1,012 sq ft £469/sq ft	1,012 sq ft	£469	£475,000
20, Cotmore Gardens Semi-detached	Semi-detached	May 2022	1,023 sq ft £474/sq ft	1,023 sq ft	£474	£485,000
7, Cotmore Gardens Semi-detached	Semi-detached	Mar 2021	1,356 sq ft £295/sq ft	1,356 sq ft	£295	£400,000
6, Cotmore Gardens Semi-detached	Semi-detached	Dec 2020	1,313 sq ft £320/sq ft	1,313 sq ft	£320	£420,000
27, Cotmore Gardens Semi-detached	Semi-detached	Apr 2019	1,313 sq ft £346/sq ft	1,313 sq ft	£346	£455,000
27a, Cotmore Gardens Detached	Detached	Oct 2018	861 sq ft £453/sq ft	861 sq ft	£453	£390,000
12, Cotmore Gardens Semi-detached	Semi-detached	Sept 2018	1,012 sq ft £474/sq ft	1,012 sq ft	£474	£479,950