1/18

2 bed flat for sale Mitcham Lane, London, SW16

Asking price

£350,000

Added on 24/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Size: £640 per sq ft
Tenure: Freehold

EPC D 60

Key features

Two-bedroom ground floor apartment
Direct access to private garden
Good decorative order throughout
One modern bathroom
No onward chain complications
Excellent transport links
Ideally located between Streatham and Tooting
Ideal first-time buy or investment opportunity

About this property

The accommodation comprises a bright and spacious reception room, a well-appointed kitchen, two well-proportioned bedrooms and a modern family bathroom. The standout feature is the direct access to the garden, providing valuable outdoor space for relaxing, entertaining or working from home during warmer months. The location is a particular highlight.

Floorplan

Energy performance

D 60

Current

Potential

92+

81-91

69-80

55-68

60 D

39-54

21-38

1-20

This home is rated band D, scoring 60 out of 100. The average British home is band D.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,365
Band B

£1,592
Band C

£1,820
Band D

£2,047
Band E

£2,502
Band F

£2,957
Band G

£3,412
Band H

£4,094

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Lambeth, 2026/27 bills run from £1,365 a year in band A to £4,094 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lambeth, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 0.7 miles

Cheaper than 84% of the 2-bed flats for sale nearby right now.

This home, £350,000 Median £425,000 · £350,000 – £550,000

Per square foot

£640 7% over

2-bed flats nearby £596

Against sold prices

9% over

SW16 sold median £585 / sq ft, 1,730 sales

Compared with 100 2-bed flats for sale within 0.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in SW16 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in SW16 →

Location

Mitcham Lane, London, SW16

Open map Street View

Mortgage and stamp duty

Property price £350,000

£175k £525k

Deposit10% £35,000

£0 £350k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £315,000 mortgage. Most lenders would want a household income of about £70,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
4c, Bank Buildings, Mitcham Lane Flat / maisonette	Flat / maisonette	Jan 2024	786 sq ft £360/sq ft	786 sq ft	£360	£282,500
7, Bank Buildings, Mitcham Lane Terraced	Terraced	Jan 2017	n/a	n/a	n/a	£525,000
Flat 2, 4, Bank Buildings, Mitcham Lane Flat / maisonette	Flat / maisonette	Apr 2015	n/a	n/a	n/a	£168,000
3a, Bank Buildings, Mitcham Lane Flat / maisonette	Flat / maisonette	Nov 2014	947 sq ft £326/sq ft	947 sq ft	£326	£309,000
4a, Bank Buildings, Mitcham Lane Flat / maisonette	Flat / maisonette	Oct 2013	398 sq ft £431/sq ft	398 sq ft	£431	£171,500
3a, Bank Buildings, Mitcham Lane Flat / maisonette	Flat / maisonette	Aug 2012	947 sq ft £235/sq ft	947 sq ft	£235	£223,000
4a, Bank Buildings, Mitcham Lane Terraced	Terraced	Mar 2007	398 sq ft £1,029/sq ft	398 sq ft	£1,029	£410,000
4a, Bank Buildings, Mitcham Lane Terraced	Terraced	Aug 2006	398 sq ft £879/sq ft	398 sq ft	£879	£350,000