Shared ownership

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Shared ownership

1/12

2 bed retirement property for sale Lower Luton Road, Harpenden, AL5

Shared ownership

£225,000

Reduced on 28/09/2026

75% share · £300,000 full valueRetirement home

Type: Retirement property
Bedrooms: 2
Bathrooms: 1
Size: £329 per sq ft
Tenure: Leasehold

EPC C 76

Key features

Ground Floor Retirement Apartment
Over 55's Only
Two good size bedrooms
Spacious Lounge/Diner
Bathroom
Kitchen
Immediate Vacant Possession
Shared Equity

About this property

A stylish flexicare development ground floor apartment for the over 55's only. Situated on the east side of Harpenden off Common Lane with the added benefit of extra on-site facilities to cater for all needs. It benefits from a good local bus service, shopping facilities within approximately 500 yards and the town centre just over a mile away.

Floorplan

Energy performance

C 76

Current

Potential

92+

81-91

69-80

76 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 76 out of 100. The average British home is band D.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,613
Band B

£1,882
Band C

£2,150
Band D

£2,419
Band E

£2,957
Band F

£3,494
Band G

£4,032
Band H

£4,838

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In St Albans, 2026/27 bills run from £1,613 a year in band A to £4,838 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across St Albans, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Lower Luton Road, Harpenden, AL5

Open map Street View

Mortgage and stamp duty

Property price £225,000

£112k £338k

Deposit10% £23,000

£0 £225k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £202,000 mortgage. Most lenders would want a household income of about £45,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
28, Lea Springs, 14, Lower Luton Road Flat / maisonette	Flat / maisonette	Oct 2024	797 sq ft £333/sq ft	797 sq ft	£333	£265,000
21, Lea Springs, 14, Lower Luton Road Flat / maisonette	Flat / maisonette	May 2024	570 sq ft £456/sq ft	570 sq ft	£456	£260,000
13, Lea Springs, 14, Lower Luton Road Flat / maisonette	Flat / maisonette	Nov 2023	624 sq ft £445/sq ft	624 sq ft	£445	£278,000
11, Lea Springs, 14, Lower Luton Road Flat / maisonette	Flat / maisonette	Sept 2023	570 sq ft £465/sq ft	570 sq ft	£465	£265,000
25, Lea Springs, 14, Lower Luton Road Flat / maisonette	Flat / maisonette	Jun 2023	743 sq ft £364/sq ft	743 sq ft	£364	£270,000
2, Lea Springs, 14, Lower Luton Road Flat / maisonette	Flat / maisonette	Mar 2023	506 sq ft £395/sq ft	506 sq ft	£395	£200,000
15, Lea Springs, 14, Lower Luton Road Flat / maisonette	Flat / maisonette	Oct 2021	786 sq ft £277/sq ft	786 sq ft	£277	£217,500
18, Lea Springs, 14, Lower Luton Road Flat / maisonette	Flat / maisonette	Jun 2021	861 sq ft £348/sq ft	861 sq ft	£348	£300,000