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4 bed house for sale Ayr Terrace, St. Ives, TR26

Asking price

£525,000

Added on 26/09/2026

Type: Terraced
Bedrooms: 4
Bathrooms: 3
Size: £378 per sq ft
Tenure: Freehold

EPC C 74 potential B

Highlights

From the agent's description

Period features
High ceilings
Off-street parking
Private garden
Sea views
Open-plan kitchen/diner
Utility room
En-suite

About this property

A fabulous bay fronted town house situated in an elevated southerly position, with views from the front and the rear across St Ives bay and over to The Island and Godrevy. The property has been modernised and improved throughout and yet retains many original features including wooden floorboards, high ceilings and picture rails with the addition of a woodburning stove and wooden shutters.

Floorplan

Energy performance

C 74

Current

Potential

92+

81-91

83 B

69-80

74 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 74 out of 100. The average British home is band D. Its certificate says it could reach band B (83) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£378 / sq ft

Area average (sold)

£434 / sq ft

Price per area, sold homes nearby

£267 / sq ft

£378 / sq ft

£630 / sq ft

Lowest

This home

Highest

£378 per sq ft, below the middle of recent sales in TR26 (£267–£630, 10th–90th percentile, 265 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 265 homes sold in TR26 over the last 24 months. This home's figure uses its asking price.

Location

Ayr Terrace, St. Ives, TR26

Open map Street View

Mortgage and stamp duty

Property price £525,000

£262k £788k

Deposit10% £53,000

£0 £525k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £472,000 mortgage. Most lenders would want a household income of about £105,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
16, Ayr Terrace Terraced	Terraced	Sept 2025	2,013 sq ft £174/sq ft	2,013 sq ft	£174	£350,000
6, Ayr Terrace Terraced	Terraced	May 2025	1,389 sq ft £382/sq ft	1,389 sq ft	£382	£530,000
The Beach Hut, 7, Ayr Terrace Semi-detached	Semi-detached	Nov 2020	506 sq ft £427/sq ft	506 sq ft	£427	£216,000
8, Ayr Terrace Terraced	Terraced	Jul 2018	1,528 sq ft £254/sq ft	1,528 sq ft	£254	£387,500
Flat 2, 9, Ayr Terrace Flat / maisonette	Flat / maisonette	Jun 2017	484 sq ft £318/sq ft	484 sq ft	£318	£154,000
19, Ayr Terrace Terraced	Terraced	Jan 2017	1,001 sq ft £295/sq ft	1,001 sq ft	£295	£295,000
Ground Floor Flat, 14, Ayr Terrace Flat / maisonette	Flat / maisonette	Nov 2014	n/a	n/a	n/a	£165,000
11, Ayr Terrace Terraced	Terraced	Jan 2014	1,378 sq ft £190/sq ft	1,378 sq ft	£190	£262,000