1/19
£145,000
Terraced · 3 beds · 1 bath · 787 sq ft
Merchant Street, Derby, DE22
Freehold
1/16
1/16
3 bed house for sale Merchant Street, Derby, DE22
OIRO
£145,000
Added on 25/09/2026
Added on 25/09/2026
- Type
- Terraced
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- £193 per sq ft
- Tenure
- Freehold
EPC Energy rating band D 67 potential B
Key features
- No Onward Chain
- Two Double Bedrooms
- Two Reception Rooms
- City Centre Location
- Enclosed Rear Garden
- Period Features
- Family Bathroom
- Recently Modernised
About this property
Ashley Adams are delighted to bring to market this recently modernised, spacious, two bedroom period home just a few minutes from Markeaton Park and Derby University Campus. The accommodation in brief comprises of; entrance hall, lounge, dining room, kitchen, two double bedrooms, bathroom and rear garden.
Ideally positioned within easy reach of Derby city centre, this property presents an excellent investment opportunity in an area that continues to benefit from strong rental demand. Offering well-proportioned accommodation and convenient access to major employers, universities, public transport links, and a wealth of local amenities, the property is well suited to both professional tenants and students alike.
Floorplan
Energy performance
Energy rating band D 67
Current
Potential
92+
A
81-91
B
Potential rating: 86 B
69-80
C
55-68
D
Current rating: 67 D
39-54
E
21-38
F
1-20
G
This home is rated band D, scoring 67 out of 100. The average British home is band D. Its certificate says it could reach band B (86) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,537
- Band B£1,794
- Band C£2,050
- Band D£2,306
- Band E£2,818
- Band F£3,331
- Band G£3,843
- Band H£4,612
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
100 comparables · within 1.7 milesCheaper than 93% of the 3-bed houses for sale nearby right now.
This home, £145,000 Median £235,000 · £150,000 – £359,100
Per square foot
£193 9% under
3-bed houses nearby £212
Against sold prices
29% under
DE22 sold median £270 / sq ft, 1,363 sales
Compared with 100 3-bed houses for sale within 1.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE22 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE22 →
Location
Merchant Street, Derby, DE22
Mortgage and stamp duty
Property price £145,000
£72k £218k
Deposit10% £15,000
£0 £145k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £130,000 mortgage. Most lenders would want a household income of about £29,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 9, Merchant Street Terraced | Terraced | Apr 2024 | 1,098 sq ft £109/sq ft | 1,098 sq ft | £109 | £120,000 |
| 18, Merchant Street Terraced | Terraced | Jun 2022 | 743 sq ft £178/sq ft | 743 sq ft | £178 | £132,500 |
| 2, Merchant Street Terraced | Terraced | Sept 2021 | 743 sq ft £180/sq ft | 743 sq ft | £180 | £133,650 |
| 18, Merchant Street Terraced | Terraced | Sept 2019 | 743 sq ft £159/sq ft | 743 sq ft | £159 | £118,000 |
| 3, Merchant Street Terraced | Terraced | Sept 2016 | 689 sq ft £132/sq ft | 689 sq ft | £132 | £91,000 |
| 12, Merchant Street Terraced | Terraced | Aug 2016 | 764 sq ft £97/sq ft | 764 sq ft | £97 | £74,000 |
| 18, Merchant Street Terraced | Terraced | May 2016 | 743 sq ft £135/sq ft | 743 sq ft | £135 | £100,500 |
| 25, Merchant Street Terraced | Terraced | Nov 2015 | 775 sq ft £148/sq ft | 775 sq ft | £148 | £114,500 |
Area insights
The neighbourhood around this property.
