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1 bed flat for sale St. James Terrace, Farnham, GU9

Guide Price

£215,000

Reduced on 13/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £444 per sq ft
Tenure: Share of freehold

EPC D 63 potential C

About this property

Externally, the property benefits from side access leading to a communal garden shared with one neighbour, mainly laid to grass and providing a peaceful outdoor space. Parking is available on nearby residential roads.

Floorplan

Energy performance

D 63

Current

Potential

92+

81-91

69-80

70 C

55-68

63 D

39-54

21-38

1-20

This home is rated band D, scoring 63 out of 100. The average British home is band D. Its certificate says it could reach band C (70) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,737
Band B

£2,026
Band C

£2,315
Band D

£2,605
Band E

£3,184
Band F

£3,763
Band G

£4,341
Band H

£5,210

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Waverley, 2026/27 bills run from £1,737 a year in band A to £5,210 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Waverley, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

36 comparables · within 2.9 miles

Priced above 75% of the 1-bed flats for sale nearby right now.

This home, £215,000 Median £167,500 · £102,500 – £275,000

Per square foot (approx.)

£444 28% over

1-bed flats nearby £348

Against sold prices

10% under

GU9 sold median £494 / sq ft, 916 sales

Compared with 36 1-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in GU9 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in GU9 →

Location

St. James Terrace, Farnham, GU9

Open map Street View

Mortgage and stamp duty

Property price £215,000

£107k £323k

Deposit10% £22,000

£0 £215k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £193,000 mortgage. Most lenders would want a household income of about £43,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 1, 9, St James Terrace Flat / maisonette	Flat / maisonette	Jun 2025	n/a	n/a	n/a	£460,000
13, St James Terrace Semi-detached	Semi-detached	Dec 2020	1,227 sq ft £502/sq ft	1,227 sq ft	£502	£615,500
Flat 1, 4, St James Terrace Flat / maisonette	Flat / maisonette	Mar 2019	484 sq ft £227/sq ft	484 sq ft	£227	£110,000
13, St James Terrace Semi-detached	Semi-detached	Jan 2016	1,227 sq ft £444/sq ft	1,227 sq ft	£444	£545,000
1, St James Terrace Detached	Detached	Feb 2014	1,173 sq ft £422/sq ft	1,173 sq ft	£422	£495,000
13, St James Terrace Semi-detached	Semi-detached	Oct 2010	1,227 sq ft £265/sq ft	1,227 sq ft	£265	£325,000
9, St James Terrace Semi-detached	Semi-detached	Sept 2007	861 sq ft £206/sq ft	861 sq ft	£206	£177,500
13, St James Terrace Semi-detached	Semi-detached	May 2007	1,227 sq ft £287/sq ft	1,227 sq ft	£287	£352,000