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2 bed flat for sale St Thomas Street, City Centre, OX1

Asking price

£390,000

Added on 26/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold; 92 years left(from the agent's description)

Ground rent £100 a year

* From the agent's description. Check it with them before you rely on it.

Key features

No onward chain
Double and single bedroom
Bathroom with shower over bath
Living/dining room
Separate kitchen
Allocated parking space
Gated development

About this property

A well-presented two-bedroom second-floor apartment situated within a gated development in the heart of Oxford city centre, benefiting from an allocated parking space.

The property comprises a spacious living/dining room, separate fitted kitchen, one double bedroom, and a second bedroom that adds valuable flexibility to suit a variety of lifestyles, whether as a guest room, home office, study space, or additional bedroom. The bathroom is fitted with a shower over bath.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,786
Band B

£2,083
Band C

£2,381
Band D

£2,678
Band E

£3,274
Band F

£3,869
Band G

£4,464
Band H

£5,357

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Oxford, 2026/27 bills run from £1,786 a year in band A to £5,357 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Oxford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2.6 miles

Priced above 63% of the 2-bed flats for sale nearby right now.

This home, £390,000 Median £325,000 · £250,000 – £500,000

Compared with 100 2-bed flats for sale within 2.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

St Thomas Street, City Centre, OX1

Open map Street View

Mortgage and stamp duty

Property price £390,000

£195k £585k

Deposit10% £39,000

£0 £390k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £351,000 mortgage. Most lenders would want a household income of about £78,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
18, Castle Mews, St Thomas Street Flat / maisonette	Flat / maisonette	Mar 2025	560 sq ft £699/sq ft	560 sq ft	£699	£391,000
16, Castle Mews, St Thomas Street Flat / maisonette	Flat / maisonette	Sept 2023	753 sq ft £584/sq ft	753 sq ft	£584	£440,000
21, Castle Mews, St Thomas Street Flat / maisonette	Flat / maisonette	Jul 2023	614 sq ft £611/sq ft	614 sq ft	£611	£375,000
9, Castle Mews, St Thomas Street Flat / maisonette	Flat / maisonette	Feb 2022	527 sq ft £692/sq ft	527 sq ft	£692	£365,000
27, Castle Mews, St Thomas Street Flat / maisonette	Flat / maisonette	Jan 2022	926 sq ft £616/sq ft	926 sq ft	£616	£570,000
7, Castle Mews, St Thomas Street Flat / maisonette	Flat / maisonette	Sept 2021	732 sq ft £553/sq ft	732 sq ft	£553	£405,000
28, Castle Mews, St Thomas Street Flat / maisonette	Flat / maisonette	Dec 2020	721 sq ft £686/sq ft	721 sq ft	£686	£495,000
25, Castle Mews, St Thomas Street Flat / maisonette	Flat / maisonette	Mar 2019	689 sq ft £581/sq ft	689 sq ft	£581	£400,000