3 bed house for sale Philip Avenue, Swanley, Kent, BR8

3 beds 1 bath Semi Detached House

Freehold

Added on 16/09/2026

About this property

For sale – a three-bedroom semi-detached house in Swanley, Kent, offering a blank canvas for buyers looking to make a home their own - on very popular road! The ground floor includes one reception room, ideal for a main living and separate dining space, and a kitchen that has been extended at the back to incorporate a useful utility area and downstairs WC. The property also benefits from parquet flooring, adding character and warmth to key areas.

Key features

Three-bedroom semi-detached house
Blank canvas for modernisation
Extended utility area leading from kitchen
Parquet flooring
Double-length garage
Walking distance to Swanley station
Fast trains to central London
Close to Swanley town centre
Near Swanley Park and green space
Council Tax Band D

Floorplan

Location

Philip Avenue, Swanley, Kent, BR8

Open map Street View

Council tax band: D

Mortgage and stamp duty

Property price £425,000

£212k £638k

Deposit10% £43,000

£0 £425k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £382,000 mortgage. Most lenders would want a household income of about £85,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.