Shared ownership

1/38

Shared ownership

1/38

£300,000

OIRO

2 bed house for sale Philosophers Gate, Ashwell, Baldock

2 beds 1 bath Semi-detached house

Shared ownership Leasehold

Added on 16/09/2026

About this property

Ashwell is a particularly sought after North Herts village. With easy access to Baldock, Royston and the A1M and has direct railway services into Kings Cross and Cambridge. The village has fantastic shopping facilities including post office, bakers, butchers and a variety of pubs, doctors surgery and dentist.

Key features

**Unique shared ownership fixed equity property with no rent payable.**
Spacious lounge with patio doors leading to the garden.
Fully enclosed and well presented rear garden.
Recently built development in a desirable village location..
Off road parking.
NO STAMP DUTY FOR FIRST TIME BUYER
Modern fitted kitchen.
Perfect family home.

Floorplan

Location

Philosophers Gate, Ashwell, Baldock, SG7 5DL

Open map Street View

Council tax: Band D (Approx £2,449/year)

Mortgage and stamp duty

Property price £300,000

£150k £450k

Deposit10% £30,000

£0 £300k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £270,000 mortgage. Most lenders would want a household income of about £60,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Historic sold prices nearby

HM Land Registry sales in SG7 5DL. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
4, Philosophers Gate Semi-detached	Semi-detached	Nov 2023	969 sq ft £568/sq ft	969 sq ft	£568	£550,000
10, Philosophers Gate Semi-detached	Semi-detached	Dec 2022	969 sq ft £446/sq ft	969 sq ft	£446	£432,500
6, Philosophers Gate Semi-detached	Semi-detached	Aug 2022	850 sq ft £500/sq ft	850 sq ft	£500	£425,000
4, Philosophers Gate Semi-detached	Semi-detached	Sept 2021	969 sq ft £506/sq ft	969 sq ft	£506	£490,000
12, Philosophers Gate Semi-detached	Semi-detached	Dec 2020	969 sq ft £465/sq ft	969 sq ft	£465	£450,000
8, Philosophers Gate Semi-detached	Semi-detached	Oct 2020	969 sq ft £403/sq ft	969 sq ft	£403	£390,000
14, Philosophers Gate Detached · new build	Detached · new build	Feb 2016	936 sq ft £406/sq ft	936 sq ft	£406	£380,000
10, Philosophers Gate Semi-detached · new build	Semi-detached · new build	Dec 2015	969 sq ft £369/sq ft	969 sq ft	£369	£357,700