1/11
£180,000
Flat · 2 beds · 2 baths · approximately904 sq ft
Cotton Lane, Birmingham, B13
Leasehold
1/8
1/8
2 bed flat for sale Cotton Lane, Birmingham, B13
Asking price
£190,000
Reduced on 20/10/2026
Reduced on 20/10/2026
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- £220 per sq ft
- Tenure
- Leasehold
Service charge £3,522 a year(from the agent's description)Ground rent £387 a year(from the agent's description) EPC Energy rating band C 80 potential B
* From the agent's description. Check it with them before you rely on it.
Key features
- First Floor Apartment
- Large Reception Room
- Two Double Bedrooms , One with Ensuite
- Fitted Kitchen
- Family Bathroom
- Allocated Parking
- Secure Entry
- Ground rent is £387.44 for the period 1 Jan 2026 to 31 Dec 2026
About this property
This first floor apartment located on Cotton Lane offers excellent access into Moseley village known for its restaurants, cafes, bars, and shops. The property is set back from the road behind communal gardens. There are local schools near by and great transport links into the City Centre including Moseley train station opening soon.
Floorplan
Energy performance
Energy rating band C 80
Current
Potential
92+
A
81-91
B
Potential rating: 81 B
69-80
C
Current rating: 80 C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band C, scoring 80 out of 100. The average British home is band D. Its certificate says it could reach band B (81) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,575
- Band B£1,838
- Band C£2,100
- Band D£2,363
- Band E£2,888
- Band F£3,413
- Band G£3,938
- Band H£4,726
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Birmingham, 2026/27 bills run from £1,575 a year in band A to £4,726 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Birmingham, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
100 comparables · within 2.1 milesPriced above 56% of the 2-bed flats for sale nearby right now.
This home, £190,000 Median £180,000 · £126,796 – £251,000
Per square foot
£220 8% under
2-bed flats nearby £240
Against sold prices
22% under
B13 sold median £284 / sq ft, 601 sales
Compared with 100 2-bed flats for sale within 2.1 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in B13 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in B13 →
Location
Cotton Lane, Birmingham, B13
Mortgage and stamp duty
Property price £190,000
£95k £285k
Deposit10% £19,000
£0 £190k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 80, Cotton Lane Detached | Detached | Jan 2026 | 1,798 sq ft £417/sq ft | 1,798 sq ft | £417 | £749,210 |
| 82, Cotton Lane Detached | Detached | Aug 2025 | 3,197 sq ft £294/sq ft | 3,197 sq ft | £294 | £940,000 |
| 59, Cotton Lane Semi-detached | Semi-detached | Mar 2025 | 2,400 sq ft £348/sq ft | 2,400 sq ft | £348 | £835,000 |
| Flat 3, 81, Cotton Lane Flat / maisonette | Flat / maisonette | Nov 2024 | 872 sq ft £281/sq ft | 872 sq ft | £281 | £245,000 |
| Flat 6, 81, Cotton Lane Flat / maisonette | Flat / maisonette | Oct 2024 | 926 sq ft £254/sq ft | 926 sq ft | £254 | £235,000 |
| 66, Cotton Lane Detached | Detached | Feb 2024 | 2,153 sq ft £627/sq ft | 2,153 sq ft | £627 | £1,350,000 |
| Flat 7, 81, Cotton Lane Flat / maisonette | Flat / maisonette | May 2023 | 861 sq ft £267/sq ft | 861 sq ft | £267 | £230,000 |
| 91, Cotton Lane Flat / maisonette | Flat / maisonette | Apr 2022 | 646 sq ft £308/sq ft | 646 sq ft | £308 | £199,000 |
Area insights
The neighbourhood around this property.
Marketed by
Connells, Kings Heath
93 High Street, BIRMINGHAM, West Midlands More properties from this branch
