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3 bed house for sale Urban Street, Lincoln, LN5

Asking price

£130,000

Added on 16/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £153 per sq ft
Tenure: Freehold

EPC D 63 potential B

Key features

NO ONWARD CHAIN
FANTASTIC INVESTMENT OR FIRST TIME BUY
THREE BEDROOMS
TWO RECEPTION ROOMS
REAR PATIO GARDEN
POPULAR LOCATION
AMENITIES, TRANSPORT LINKS & SCHOOLING NEARBY

About this property

Presented to the market with no onward chain, this three bedroom terraced home is situated within a popular area of Lincoln, enjoying local access to a wide range of amenities including shops, eateries, supermarkets, public houses and parks as well as transport links and schooling. The property in brief comprises: entrance hall, lounge, dining room, fitted kitchen, bathroom and three bedrooms. Outside this property benefits from a wall enclosed rear patio garden ideal for seating and outdoor dining.

Floorplan

Energy performance

D 63

Current

Potential

92+

81-91

84 B

69-80

55-68

63 D

39-54

21-38

1-20

This home is rated band D, scoring 63 out of 100. The average British home is band D. Its certificate says it could reach band B (84) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,559
Band B

£1,818
Band C

£2,078
Band D

£2,338
Band E

£2,857
Band F

£3,377
Band G

£3,896
Band H

£4,676

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In North Kesteven, 2026/27 bills run from £1,559 a year in band A to £4,676 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across North Kesteven, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

97 comparables · within 3 miles

Cheaper than 94% of the 3-bed houses for sale nearby right now.

This home, £130,000 Median £220,000 · £148,000 – £312,000

Per square foot

£153 35% under

3-bed houses nearby £234

Against sold prices

32% under

LN5 sold median £226 / sq ft, 862 sales

Compared with 97 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in LN5 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in LN5 →

Location

Urban Street, Lincoln, LN5

Open map Street View

Mortgage and stamp duty

Property price £130,000

£65k £195k

Deposit10% £13,000

£0 £130k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £117,000 mortgage. Most lenders would want a household income of about £26,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
16, Urban Street Terraced	Terraced	Sept 2024	883 sq ft £137/sq ft	883 sq ft	£137	£121,000
7, Urban Street Terraced	Terraced	Jul 2023	861 sq ft £174/sq ft	861 sq ft	£174	£150,000
12, Urban Street Terraced	Terraced	Oct 2022	807 sq ft £152/sq ft	807 sq ft	£152	£122,500
11, Urban Street Terraced	Terraced	Jun 2022	850 sq ft £146/sq ft	850 sq ft	£146	£124,000
13, Urban Street Terraced	Terraced	Mar 2022	807 sq ft £146/sq ft	807 sq ft	£146	£118,000
14, Urban Street Terraced	Terraced	Jan 2022	893 sq ft £146/sq ft	893 sq ft	£146	£130,000
14, Urban Street Terraced	Terraced	Oct 2019	893 sq ft £123/sq ft	893 sq ft	£123	£110,000
4, Urban Street Terraced	Terraced	Apr 2019	797 sq ft £133/sq ft	797 sq ft	£133	£106,000