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2 bed flat for sale Searl Street, Derby, DE1

Offers over

£105,000

Added on 26/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £121 per sq ft
Tenure: Leasehold

Highlights

From the agent's description

Allocated parking
Balcony
Lift
Open-plan kitchen/diner

About this property

A modern first floor apartment in a prime city centre location, close to university buildings, offering two bedrooms, allocated parking, and an open plan kitchen lounge diner with balcony. Situated in a lift-served building, the property benefits from electric heating and double glazing. The wide hallway includes a useful storage cupboard, leading to a bright open plan living space with French doors to a balcony, two bedrooms, and a bathroom with a white three piece suite. Externally, there is one allocated parking space within a residents’ car park. Viewing is essential.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,537
Band B

£1,794
Band C

£2,050
Band D

£2,306
Band E

£2,818
Band F

£3,331
Band G

£3,843
Band H

£4,612

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Derby, 2026/27 bills run from £1,537 a year in band A to £4,612 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Derby, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

100 comparables · within 2.2 miles

Cheaper than 77% of the 2-bed flats for sale nearby right now.

This home, £105,000 Median £120,750 · £85,000 – £195,000

Per square foot

£121 35% under

2-bed flats nearby £185

Against sold prices

42% under

DE1 sold median £207 / sq ft, 268 sales

Compared with 100 2-bed flats for sale within 2.2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in DE1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in DE1 →

Location

Searl Street, Derby, DE1

Open map Street View

Mortgage and stamp duty

Property price £105,000

£52k £158k

Deposit10% £11,000

£0 £105k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £94,000 mortgage. Most lenders would want a household income of about £21,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Apartment 39, Centro West, Searl Street Flat / maisonette	Flat / maisonette	May 2026	1,152 sq ft £117/sq ft	1,152 sq ft	£117	£135,000
Apartment 44, Centro West, Searl Street Flat / maisonette	Flat / maisonette	Nov 2025	1,195 sq ft £134/sq ft	1,195 sq ft	£134	£160,000
Apartment 11, Centro West, Searl Street Flat / maisonette	Flat / maisonette	Nov 2024	667 sq ft £184/sq ft	667 sq ft	£184	£122,500
Apartment 50, Centro West, Searl Street Flat / maisonette	Flat / maisonette	Jun 2024	678 sq ft £150/sq ft	678 sq ft	£150	£101,500
Apartment 41, Centro West, Searl Street Flat / maisonette	Flat / maisonette	Oct 2023	850 sq ft £162/sq ft	850 sq ft	£162	£138,000
Apartment 52, Centro West, Searl Street Flat / maisonette	Flat / maisonette	Jul 2023	732 sq ft £154/sq ft	732 sq ft	£154	£112,500
Apartment 45, Centro West, Searl Street Flat / maisonette	Flat / maisonette	May 2023	667 sq ft £186/sq ft	667 sq ft	£186	£124,250
Apartment 17, Centro West, Searl Street Flat / maisonette	Flat / maisonette	Mar 2023	657 sq ft	657 sq ft	n/a	£30,000